This account is available to members who are of retirement age (45 years or over) and who are receiving a pension or benefit.

• A Cheque Book facility may be available on application.
• A Safety Net Overdraft may also be available to approved applicants.
• Direct debits and periodical payments are available.

Interest paid on part tier balances. Interest is calculated on the amount in each tier at the rate applying to that tier. It is not paid on the total amount at the highest tier rate.

Member statements which detail all account transactions and balances are sent to you every four months.

Redicard can be used to access your account at ATMs or by EFTPOS with a Personal Identification Number (PIN) for your security.

Accessline is easy to use for account balance and transaction details.

NetBanking is a convenient way to confirm details and transact on our secure internet site.

• Interest paid June and December.
• Interest paid on part tier balances. Interest is calculated on the amount in each tier at the rate applying to that tier. It is not paid on the total amount at the highest tier rate.
• Funds are on call, but subject to cheque clearance.