At Southern Cross we are here to lend a helping hand.
Our experience means we can help with all your insurance enquiries and assist you in understanding your insurance needs and insurance policy.
Phone our friendly and experienced staff on 1300 360 744 and take the confusion out of insurance.
Ask today for an obligation free quote on:
Also available in the Southern Cross Insurance product range:
- Life Insurance
A simple, quick and inexpensive way to safeguard your family.
- Consumer Credit Insurance
Essentials Consumer Credit Insurance protects your loan repayments for the optional cover of life, disability, unemployment. Available on most new SCCU Loans
Monthly payment offer does not apply to CTP or Consumer Credit Insurance.
Terms and conditions apply to all insurance policies. Please refer to the policy wording (Member Information Guide) which will be sent to you when you request more information.
Home Insurance
Peace of mind for your most treasured items
Our home building and contents insurance from Allianz includes a range of features and benefits, to give you peace of mind should the unexpected happen.
Why choose us for your home insurance?
- Affordable - Competitive prices with no additional policy fee to pay by the month#
- Choice - A comprehensive range of home and contents insurance products to suit different budget and needs
- Easy claims process - Allianz understands that if you need to make a claim, you want to be able to settle it quickly and with a minimum of fuss
Extra ways to save:
- Combined building and contents discount – When you combine your building and contents cover on the one policy, you’ll be rewarded with a discount of up to 10%+
- 30% no-claim bonus discount – We offer up to 30%*@+ no claim bonus on our home insurance policy, meaning you’ll save on your premium each year you don’t make a claim, up to a maximum 30% *@+
- Increase your excess to reduce your premium – Our home insurance allows you to increase the excess payable in the event of a claim and we’ll reduce your premium
# Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.
* Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements.
@ To qualify for the maximum No Claim Bonus of 30%, customers must have had no home or contents insurance claims in the preceding five years. However customers who have had up to two claims may still qualify for reduced No Claim Bonus.
+ Discounts may not be applied to any flood component of the premium (if applicable)
Landlord Insurance
Protect your investment
Our Landlord Insurance from Allianz gives you the confidence that comes with having the right insurance protection for your investment property and its contents.
Why choose us for your landlord insurance?
- Flexibility - We offer a range of excess levels and payment options to suit your needs
- Liability protection - Up to $10 million as the owner
- Excellent value - Household No Claim Bonus available+
- Further peace of mind - With our Rent Default and Theft by Tenant optional covers
- Expense protection - Legal expenses up to $3,000 if you have selected the optional cover: Rent default and Theft by tenant
Want to learn more?
For detailed information on the cover and limits provided you should read the relevant Product Disclosure Statement.
Comprehensive Motor Vehicle Insurance
No matter how careful you might be on the roads, accidents can still occur. We offer reliable, competitive comprehensive car insurance cover from Allianz, so you and your loved ones can travel with confidence.
Why choose us for your comprehensive motor insurance?
- Affordable - Competitive prices with no additional cost to pay by the month#
- Choice - A range of comprehensive motor insurance products to suite your budget and needs
- Easy claims process - Allianz understands that if you need to make a claim, you want to be able to settle it quickly and with a minimum of fuss
Extra ways to save:
- No claim bonus discount*@ - Receive a no claim bonus of up to 65%
- Restricted driver discount* - Receive a discount if you choose to exclude cover for drivers under 30 years of age
- Safe driver discount*† - A further discount, over and above the no claim bonus discount, is available for eligible drivers
# Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.
* Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements.
@ For each claim free period of insurance you will accumulate a discount off your motor vehicle insurance premium up to a maximum amount. This maximum amount will vary according to the State or Territory in which your vehicle is garaged/ kept. Any no claim bonus entitlement you hold with another insurance company is transferable. You may be required to provide documentary evidence of your current no claim bonus entitlement. No claim bonus discount amounts vary by state.
†Safe Driver Discount applies to new Classic Motor Insurance policies only. To be eligible for a safe driver discount: the ratable driver must be aged 30 years or over; the insured (owner) must have held a maximum no claim bonus for the last five consecutive years; and all other nominated drivers have had no at fault claims for the last five years.
Boat Insurance
Our boat insurance is offered through Club Marine, Australia's largest insurance agency specialising in pleasure and commercial leisure craft and underwritten by our insurance partner, Allianz.
Why choose Club Marine for your boat insurance?
- Cover for accidental loss or damage to your boat
- Emergency and personal assistance service through Club Marine Assist
- 12 month subscription to Club Marine Magazine
- Access to 700 service centres and offices throughout the country
- Insurance plans designed by boating people, for boating people
Want to learn more?
For detailed information on the cover and limits provided, visit the Club Marine Website.
+ Discounts may not be applied to any flood component of the premium (if applicable)
About Insurance
Compulsory Third Party Insurance issued by Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708 (Allianz).
Consumer Credit Insurance/Mortgage Insurance issued by Allianz and Allianz Australia Life Insurance Limited ABN 27 076 033 782 (Allianz Life).
Allianz issues the disability and unemployment cover and Allianz Life issues the death cover.
We refer our members to Allianz Life for Allianz LifeCover Plus. We act as agent of the insurer Allianz Life and not you in making the referral.
We arrange all other insurance on behalf of the insurer Allianz except for travel insurance. We arrange travel insurance on behalf of AGA Assistance Australia Pty Ltd, ABN 52 097 227 177, AFSL No 245631 trading as Allianz Global Assistance who issues travel insurance as agent of Allianz.
This information does not provide any advice on insurance based on any consideration of your objectives, financial situation or needs. To decide if any product is right for you please refer to the relevant Product Disclosure Statement, available from any Southern Cross Credit Union branch.
If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with any services on these products.
