Products issued by Southern Cross Credit Union Ltd. Any advice given is of a general nature only and is not based on any consideration of your objectives, financial situation and needs. To decide if a product is right for you, please refer to the Summary of Accounts, Access Facilities and Transaction Limits. Eligibility criteria, fees and charges, terms and conditions apply.
*The home loan comparison rate is based on a $150,000 loan repayable over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
^The personal loan comparison rate is based on a $30,000 loan repayable over 5 years.
#In 2020, Southern Cross Credit Union was name Australia’s Mutual Lender of the Year at the Australian Lending Awards, hosted by RFI Group.
~In 2020, Southern Cross Credit Union received a Customer Satisfaction Score (CSAT) of 86.5% from customers who completed the Annual Customer Survey.
We recently approached Southern Cross Credit Union to investigate the refinancing of three home loans. We had been dealing with a couple of the big 4 banks for the past 20 years. From our initial meeting, though regular emails and phone calls to the final signing of documentation, everyone at SCCU was a pleasure to deal with.
You were professional to deal with and responded to my queries promptly. Initially I was concerned about changing to a non-bank lender, especially one outside Sydney, but you came recommended so we decided to go with you. I am now very happy that we moved to the Southern Cross Credit Union. We should have done it years ago.
We chose to bank with our local SCCU for many reasons. The staff are very cheerful and helpful. It is an enjoyable in-branch experience at a convenient location. Opening hours are longer than most other banks in our area and they are open every weekday. We bank exclusively with SCCU for our personal, business and children's accounts. We have always been happy with their customer service and have recommended SCCU to our local sports club and school
Tony & Alisha
I really appreciate the warm service at SCCU Byron Branch that makes popping in to do some banking surprisingly enjoyable. The friendly atmosphere has really encouraged me to make some big personal savings towards my goals and I like knowing my money is invested locally. SCCU works for me!
Southern Cross Credit Union Named Australia’s Mutual Lender of the Year
In 2020 at the Australian Lending Awards, hosted by RFI Group, we were named Australian Mutual of the Year. If you’d like to know why we achieved this recognition, get in touch and experience the SCCU difference.
Southern Cross Credit Union has been serving the financial and banking needs of the Northern Rivers and South East Queensland communities since 1966. We were built on a foundation of entrepreneurial spirit by the Banana Growers Federation (BGF) after local growers found they were unable to access the services and products they needed from the banks of the time. The BGF pooled the savings of its members to create a financial cooperative to supply savings and loans products to its members. This entrepreneurial spirit continues at Southern Cross Credit Union today. We employ 70 people from across the Northern Rivers, are the trusted banking partner of over 15,000 customers, support more than 30 community groups and support and invest in more than 200 local businesses.
Want to apply for a product, find out more about SCCU or talk to a local Home Loan or Business Banking specialist? Choose how you’d like to contact us below or leave a message and we’ll aim to respond by the following business day.