Looking to insure your caravan or trailer? Depending on coverage chosen, Caravan & Trailer Insurance through Allianz can cover the cost of repairs if you have an accident.

Why Choose Caravan & Trailer Insurance?

 

Caravan & Trailer Insurance through Allianz includes a range of features and benefits. This cover is also available for horse trailers and camper trailers:

  • Up to $1k included cover for caravan contents1
  • Legal liability cover up to $20m2
  • Emergency repairs up to $5003
  • Emergency accommodation up to $100 per day4
  • Up to 30% No Claim Bonus5
  • Pay by the month for no extra premium6
  • Dedicated claims support 24/7
Coverage Snapshot7

Caravan

Camper Trailer

Horse Trailer

Trailer

Accidental Loss of or damage to your caravan or trailer
Yes Yes Yes Yes
Annexe
Yes Yes - -
Contents
Up to $1000 Up to $1000 - -
Emergency accommodation
Up to $1,000 Up to $1,000 - -
Emergency repairs
Up to $500 Up to $500 Up to $500 Up to $500
Food Spoilage
Up to $500 Up to $500 - -
Legal liability
Up to $20,000,000 Up to $20,000,000 Up to $20,000,000 Up to $20,000,000
New for old replacement after a total loss of caravan or trailer
Yes Yes Yes Yes
Return costs
Up to $500 Up to $500 Up to $500 Up to $500
Temporary cover on replacement caravan or trailer for 14 days
Yes Yes Yes Yes
Towing (Reasonable costs)
Yes Yes Yes Yes
Optional Benefits
Increased contents cover (Specified amount as nominated by you)
Yes Yes - -
Fusion/Motor burn out
up to $500 up to $500 - -
Compare

Caravan

Accidental Loss of or damage to your caravan or trailer
Yes
Annexe
Yes
Contents
Up to $1000
Emergency accommodation
Up to $1,000
Emergency repairs
Up to $500
Food Spoilage
Up to $500
Legal liability
Up to $20,000,000
New for old replacement after a total loss of caravan or trailer
Yes
Return costs
Up to $500
Temporary cover on replacement caravan or trailer for 14 days
Yes
Towing (Reasonable costs)
Yes

Camper Trailer

Accidental Loss of or damage to your caravan or trailer
Yes
Annexe
Yes
Contents
Up to $1000
Emergency accommodation
Up to $1,000
Emergency repairs
Up to $500
Food Spoilage
Up to $500
Legal liability
Up to $20,000,000
New for old replacement after a total loss of caravan or trailer
Yes
Return costs
Up to $500
Temporary cover on replacement caravan or trailer for 14 days
Yes
Towing (Reasonable costs)
Yes

Horse Trailer

Accidental Loss of or damage to your caravan or trailer
Yes
Annexe
-
Contents
-
Emergency accommodation
-
Emergency repairs
Up to $500
Food Spoilage
-
Legal liability
Up to $20,000,000
New for old replacement after a total loss of caravan or trailer
Yes
Return costs
Up to $500
Temporary cover on replacement caravan or trailer for 14 days
Yes
Towing (Reasonable costs)
Yes

Trailer

Accidental Loss of or damage to your caravan or trailer
Yes
Annexe
-
Contents
-
Emergency accommodation
-
Emergency repairs
Up to $500
Food Spoilage
-
Legal liability
Up to $20,000,000
New for old replacement after a total loss of caravan or trailer
Yes
Return costs
Up to $500
Temporary cover on replacement caravan or trailer for 14 days
Yes
Towing (Reasonable costs)
Yes
Optional Benefits
Compare

Caravan

Increased contents cover (Specified amount as nominated by you)
Yes
Fusion/Motor burn out
up to $500

Camper Trailer

Increased contents cover (Specified amount as nominated by you)
Yes
Fusion/Motor burn out
up to $500

Horse Trailer

Increased contents cover (Specified amount as nominated by you)
-
Fusion/Motor burn out
-

Trailer

Increased contents cover (Specified amount as nominated by you)
-
Fusion/Motor burn out
-
  • How to Claim

    Call Us

    • Call the Allianz claims lodgement hotline any time on 1300 555 030

     

    Claim Online

    • Simply complete an online claim form and submit at any time.
    • It’ll take about 10 minutes to complete the online claim form and once received, you’ll typically hear back from Allianz within two business days.
    Claim Now
  • The Little Details

    Southern Cross Credit Union, ABN 82 087 650 682 AFSL No 241000 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. If you purchase this insurance, Southern Cross Credit Union will receive a commission that is a percentage of the ‎‎premium. Ask us for more details before we provide you with any services on this product. Details of the commission are set out in our Financial Services Guide. We do not provide advice on this insurance based on any consideration of your objectives, financial position or need. Policy terms, conditions, limits, exclusion and underwriting criteria apply. Before making a decision please consider the relevant Product Disclosure Statement.

    Subject to underwriting limits

    For loss or damage to other people’s property that is caused by an accident which is partly or fully your fault which occurs during the period of insurance and arisies out of the use of your caravan or trailer.

    For emergency repairs necessary to enable you to tow your caravan or trailer to its intended destination after a covered accident.

    4 As a result of a covered accident, provided that at the time of the covered accident your caravan or trailer was more than 100 kilometers from the address where it is normally parked at night.

    To qualify for the maximum No Claim Bonus of 30%, customers must have had no Caravan & Trailer insurance claims in the preceding three years. However, customers who have had up to two claims may still qualify for reduced No Claim Bonus. Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to the premium for optional covers.

    Premiums payable by installments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.

    This information about insurance cover is a summary only. You should consider whether this insurance product is suitable for your circumstances and consider the relevant Product Disclosure Statement (PDS).

     

     

You were professional to deal with and responded to my queries promptly. Initially I was concerned about changing to a non-bank lender, especially one outside Sydney, but you came recommended so we decided to go with you. I am now very happy that we moved to the Southern Cross Credit Union. We should have done it years ago.
Robyn