Looking to insure your vehicle? Comprehensive Motor Insurance through Allianz can cover the cost of repairs, loss of personal items1, and a rental car if your car is stolen. Choose between Comprehensive or Third Party Property Damage insurance depending on how much cover you'd like.

Third Party Property Damage
Insurance

Covers your legal liability for loss or damage to someone else’s property caused by a motor vehicle accident which is partly or fully your fault.

View PDS
Third Party Property Damage
Insurance
Comprehensive
Insurance

Provides cover for fire, theft, accidents and malicious damage. It also covers your legal liability for loss or damage to someone else’s property caused by a motor vehicle accident which is partly or fully your fault.

View PDS
Comprehensive
Insurance

Why Choose Motor Insurance?

 

Whether you’re looking to cover yourself against damage to others’ property or for comprehensive cover, we can help out with Motor Insurance through Allianz!

  • Pay by the month at no extra cost2
  • Dedicated claims support 24/7
  • Rental car for up to 30 days if your car is stolen with $100 per day limit. (Comprehensive Cover)3
  • Increase your excess to reduce your premium (Comprehensive Cover)4
Coverage Snapshot5

Third Party Property Damage

Comprehensive

Cover for accidental loss of or damage to your vehicle
- Yes
New for old replacement of a new vehicle after a total loss
- Yes
Legal liability
Up to $20 million for any one event or series of related events Up to $20 million for any one event or series of related events
Accidental death benefit
- $25,000 in any one period of insurance
Legal costs
Yes Yes
Emergency repairs
- up to $500 for any one incident
Rental car following theft of vehicle
- $100 per day limit, up to 30 days
Temporary cover on replacement vehicle
- 14 days
Reasonable costs of towing after a covered accident
- Yes
Trailer and caravan cover
- $1,000 or market value, whichever is less
Personal items
- Up to $1,000 for any one incident
Emergency accommodation and travelling expenses
- Up to $1,000 for any one incident
Transportation costs
- Up to $500 for any one incident
Legal liability cover when using a substitute vehicle
Yes Yes
Lock re-keying / re-coding
- Up to $1,000 for any one incident
Child seat / baby capsule cover
- Up to $500 for any one incident
Optional Cover
Rental car following accident
- $100 per day limit, up to 30 days
Removal of basic excess for windscreen claims
- 1 replacement and 2 repairs in any period of insurance
Cover for tools of trade
- Up to $3,000 for any one incident
Compare

Third Party Property Damage

Cover for accidental loss of or damage to your vehicle
-
New for old replacement of a new vehicle after a total loss
-
Legal liability
Up to $20 million for any one event or series of related events
Accidental death benefit
-
Legal costs
Yes
Emergency repairs
-
Rental car following theft of vehicle
-
Temporary cover on replacement vehicle
-
Reasonable costs of towing after a covered accident
-
Trailer and caravan cover
-
Personal items
-
Emergency accommodation and travelling expenses
-
Transportation costs
-
Legal liability cover when using a substitute vehicle
Yes
Lock re-keying / re-coding
-
Child seat / baby capsule cover
-

Comprehensive

Cover for accidental loss of or damage to your vehicle
Yes
New for old replacement of a new vehicle after a total loss
Yes
Legal liability
Up to $20 million for any one event or series of related events
Accidental death benefit
$25,000 in any one period of insurance
Legal costs
Yes
Emergency repairs
up to $500 for any one incident
Rental car following theft of vehicle
$100 per day limit, up to 30 days
Temporary cover on replacement vehicle
14 days
Reasonable costs of towing after a covered accident
Yes
Trailer and caravan cover
$1,000 or market value, whichever is less
Personal items
Up to $1,000 for any one incident
Emergency accommodation and travelling expenses
Up to $1,000 for any one incident
Transportation costs
Up to $500 for any one incident
Legal liability cover when using a substitute vehicle
Yes
Lock re-keying / re-coding
Up to $1,000 for any one incident
Child seat / baby capsule cover
Up to $500 for any one incident
Optional Cover
Compare

Third Party Property Damage

Rental car following accident
-
Removal of basic excess for windscreen claims
-
Cover for tools of trade
-

Comprehensive

Rental car following accident
$100 per day limit, up to 30 days
Removal of basic excess for windscreen claims
1 replacement and 2 repairs in any period of insurance
Cover for tools of trade
Up to $3,000 for any one incident
  • How to Claim

    Call Us

    • Call the Allianz claims lodgement hotline any time on 1300 555 030

     

    Claim Online

    • Simply complete an online claim form and submit at any time.
    • It’ll take about 10 minutes to complete the online claim form and once received, you’ll typically hear back from Allianz within two business days.
    Claim Now
  • The Little Details

    Southern Cross Credit Union, ABN 82 087 650 682 AFSL No 241000 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. If you purchase this insurance, Southern Cross Credit Union will receive a commission that is a percentage of the ‎‎premium. Ask us for more details before we provide you with any services on this product. Details of the commission are set out in our Financial Services Guide. We do not provide advice on this insurance based on any consideration of your objectives, financial position or need. Policy terms, conditions, limits, exclusion and underwriting criteria apply. Before making a decision please consider the relevant Product Disclosure Statement.

    1 Due to a covered incident. Up to $1,000 for any one incident.

    2 Premiums payable by installments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.

    3 Available with Comprehensive Motor Insurance. $100 per day limit.

    4 Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements. Discounts may not be applied to the premium for optional covers

    5 This information about insurance cover is a summary only. You should consider whether this insurance product is suitable for your circumstances and consider the relevant Product Disclosure Statement (PDS).

You were professional to deal with and responded to my queries promptly. Initially I was concerned about changing to a non-bank lender, especially one outside Sydney, but you came recommended so we decided to go with you. I am now very happy that we moved to the Southern Cross Credit Union. We should have done it years ago.
Robyn
Healthy Homes

Home isn't just the place we live in. It's the place we return to, a place that makes us feel secure and sheltered and safe. However, pollutants (including bacteria and spores) and allergens may be present in the air that circulates your home; here we look at common home...

Home isn't just the place we live in. It's the place we return to, a place that makes us...

Read More
How to Prevent a Fire in Your Home

Thousands of house fires occur across Australia every year, sometimes with the catastrophic consequence of the death of residents. Here's what you can do to prevent that from happening in your home. Home fires can pose a serious risk to you, your family, your home, and your possessions. Some of...

Thousands of house fires occur across Australia every year, sometimes with the catastrophic consequence of the death of residents....

Read More
How to Keep Your Home Secure this Holiday Season

Even with overall burglary numbers falling, in 2017 over 170,000 Australian homes were burgled. Here are some ways you can help keep your home secure.  There was a 7% reduction in the number of burglaries across Australia from 2016 to 2017 and the absolute number of burglaries in Australia in...

Even with overall burglary numbers falling, in 2017 over 170,000 Australian homes were burgled. Here are some ways you...

Read More