Helping You with Your Insurance Needs

Looking to insure your vehicle? We offer both comprehensive or third party property damage insurance depending on how much cover you'd like. Allianz Comprehensive Motor Insurance through SCCU can cover the cost of repairs, loss of personal items' 1 and a rental car if your car is stolen. By purchasing through us, you'll enjoy the convenience of having your banking and insurance under one roof.

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Third Party Property Damage
Insurance

Covers your legal liability for loss or damage to someone else’s property caused by a motor vehicle accident which is partly or fully your fault.

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Third Party Property Damage
Insurance
Comprehensive
Insurance

The highest level of cover we offer for your vehicle which provides cover for fire, theft, accidents and malicious damage. It also covers your legal liability for loss or damage to someone else’s property caused by a motor vehicle accident which is partly or fully your fault.

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Comprehensive
Insurance

Why choose Allianz Comprehensive Motor Insurance through SCCU?

 

Whether you’re looking to cover your car for damage to others’ property or for comprehensive cover, we can help out with Motor Insurance through Allianz.

  • Pay by the month at no extra cost2
  • 24/7 online claims or phone 1300 555 013 to commence the claims process
  • Rental car for up to 30 days if your car is stolen with $100 per day limit. (Comprehensive Cover)3
  • You may be able to increase your excess to reduce your premium (Comprehensive Cover)4
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Coverage Snapshot5

Third Party Property Damage

Comprehensive
Cover for accidental loss of or damage to your vehicle
-Yes
New for old replacement of a new vehicle of the same make, model, engine size, features and paint type after a total loss-Yes
Legal liability Up to $20 million for any one event or series of related eventsUp to $20 million for any one event or series of related events
Accidental death benefit
-Up to $25,000 in any one period of insurance
Legal costsYesYes
Emergency repairs-up to $500 for any one incident
Rental car following theft of vehicle
-$100 per day limit, up to 30 days 3
Temporary cover on replacement vehicle
-14 days
Reasonable costs of towing after a covered accident
-Yes
Trailer and caravan cover
-Up to $1,000 or market value, whichever is less
Personal items-Up to $1,000 for any one incident
Emergency accommodation and travelling expenses-Up to $1,000 for any one incident
Transportation costs-Up to $500 for any one incident
Legal liability cover when using a substitute vehicle
YesYes
Lock re-keying / re-coding-Up to $1,000 for any one incident
Cover for replacement of child seat / baby capsule -Up to $500 for any one incident
Optional Cover
Rental car following accident<sup>3</sup>-$100 per day limit, up to 30 days
Removal of basic excess for windscreen claims-1 replacement and 2 repairs in any period of insurance
Cover for tools of trade
-Up to $3,000 for any one incident
Compare

Third Party Property Damage

Cover for accidental loss of or damage to your vehicle
-
New for old replacement of a new vehicle of the same make, model, engine size, features and paint type after a total loss
-
Legal liability
Up to $20 million for any one event or series of related events
Accidental death benefit
-
Legal costs
Yes
Emergency repairs
-
Rental car following theft of vehicle
-
Temporary cover on replacement vehicle
-
Reasonable costs of towing after a covered accident
-
Trailer and caravan cover
-
Personal items
-
Emergency accommodation and travelling expenses
-
Transportation costs
-
Legal liability cover when using a substitute vehicle
Yes
Lock re-keying / re-coding
-
Cover for replacement of child seat / baby capsule
-

Comprehensive

Cover for accidental loss of or damage to your vehicle
Yes
New for old replacement of a new vehicle of the same make, model, engine size, features and paint type after a total loss
Yes
Legal liability
Up to $20 million for any one event or series of related events
Accidental death benefit
Up to $25,000 in any one period of insurance
Legal costs
Yes
Emergency repairs
up to $500 for any one incident
Rental car following theft of vehicle
$100 per day limit, up to 30 days 3
Temporary cover on replacement vehicle
14 days
Reasonable costs of towing after a covered accident
Yes
Trailer and caravan cover
Up to $1,000 or market value, whichever is less
Personal items
Up to $1,000 for any one incident
Emergency accommodation and travelling expenses
Up to $1,000 for any one incident
Transportation costs
Up to $500 for any one incident
Legal liability cover when using a substitute vehicle
Yes
Lock re-keying / re-coding
Up to $1,000 for any one incident
Cover for replacement of child seat / baby capsule
Up to $500 for any one incident
Optional Cover
Compare

Third Party Property Damage

Rental car following accident<sup>3</sup>
-
Removal of basic excess for windscreen claims
-
Cover for tools of trade
-

Comprehensive

Rental car following accident<sup>3</sup>
$100 per day limit, up to 30 days
Removal of basic excess for windscreen claims
1 replacement and 2 repairs in any period of insurance
Cover for tools of trade
Up to $3,000 for any one incident
  • How to Claim

    Online, any time

    A convenient way to lodge a car insurance claim is via the online claim form.
    You can commence submitting your car insurance claim notification 24 hours a day, 7 days a week.
    Once you have lodged an online claim form, a friendly claims consultant will contact you as soon as possible.
    This is a secure form with an immediate confirmation number for your reference.

    Claim Now

    Over The Phone

    24 hours a day, 7 days a week claims lodgment service

    You can call the claims hotline on  1300 555 030 and a consultant will help you commence the claims process.

     

  • The Little Details

    Southern Cross Credit Union, ABN 82 087 650 682 AFSL No 241000 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the relevant Product Disclosure Statement available from the Southern Cross Credit Union website. The relevant Target Market Determination is available by calling 1300 360 744. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.

    1 Due to a covered incident. Up to $1,000 for any one incident.

    2 Premiums payable by installments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.

    3 We will extend your rental car or daily travel allowance period to the extent that we caused or contributed to the delay in repairing your vehicle.

    4 Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements. Discounts may not be applied to the premium for optional covers. For more information see our PED guide.

    5 This is a summary only. For information on what is covered and not covered and the standard terms, conditions, limits and exclusions of cover, please read the Product Disclosure Statement .

Rachael has been outstanding in helping my wife and I purchase our new home in Gladstone Central Qld, Rachael also helped us 3 years ago purchase an investment property which we still have. We lived on the Tweed Coast for 14 years and have always banked with SCCU, even though we relocated to Central Qld 6 years ago. The reason we remain with SCCU rather than be attracted by one of the Big Banking companies is the excellent customer service and great attitude of the SCCU team. Even with the distance and us both working in very busy jobs, Rachael made the job of purchasing our new property stress free and straight forward, all the time nothing was a hassle for her. I wanted to let you know that your staff are excellent, and as always I will continue to recommend you to the many friends I have in the Tweed area and elsewhere.      
Peter & Melissa
We chose to bank with our local SCCU for many reasons. The staff are very cheerful and helpful. It is an enjoyable in-branch experience at a convenient location. Opening hours are longer than most other banks in our area and they are open every weekday. We bank exclusively with SCCU for our personal, business and children's accounts. We have always been happy with their customer service and have recommended SCCU to our local sports club and school
Tony & Alisha
We have been with SCCU for over 45 Years and for the last 24 of them with our business as well. The staff are amazing people to do your banking with and the loans division make every buying and selling experience so easy. Our little hiccups have never been a drama for the staff to help us solve and nothing is ever too much trouble to help us along the way to building our business through banking. Their rates are always competitive and we would never consider another bank or financial institution for all our needs. Loyal staff and loyal friends = Best Bank Ever.
Neil & Kathalina
I really appreciate the warm service at SCCU Byron Branch that makes popping in to do some banking surprisingly enjoyable. The friendly atmosphere has really encouraged me to make some big personal savings towards my goals and I like knowing my money is invested locally. SCCU works for me!
Jedd
You were professional to deal with and responded to my queries promptly. Initially I was concerned about changing to a non-bank lender, especially one outside Sydney, but you came recommended so we decided to go with you. I am now very happy that we moved to the Southern Cross Credit Union. We should have done it years ago.
Robyn
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