As customer-owned and community focused, we place people and meaningful conversation at the core of everything we do.
Unlike traditional banks, our profit doesn’t go to shareholders, they are reinvested into improving our services, products and banking solutions to support you every step of the way.
We’re committed to being transparent, accountable, and acting with integrity across every part of our organisation. All while honouring our Credit Union ethos to care for our people, customers and community, and our vision to providing responsive and relevant banking.
We’ve been around since 1966. Long enough to know a thing or two about banking, but not so long to forget what brought us here.
First established as a banana-grower led financial operation to support local agricultural ventures with funding, we’ve expanded our business to support our customers across their financial life stages.
Now with over 70 local team members and 20,000+ customers, we follow clear frameworks to manage risk, compliance, and finance, and we strictly adhere to all relevant laws and regulations. As part of the Customer Owned Banking Code of Practice, we hold ourselves to the highest standards of ethical business and service.
Read our Annual Reports
For over 60 years, we’ve helped everyday Australians with competitive financial products, award-winning service, financial education and smart digital solutions.
We strive every day to support our people, customers, and community, and industry recognition affirms our efforts. As the market evolves and customer needs change, we will keep adapting to support you at every stage of your financial journey. Join us as we strengthen our future together.
These awards demonstrate our commitment to responsible, competitive, and customer-focused banking helping our customers achieve their financial goals.
Our Latest AwardsAt SCCU, good governance means doing the right thing – always. That’s why we keep data security, financial sustainability and customer experience at the forefront of our business operations.
As a customer-owned banking institution, our profits are reinvested in the business to deliver competitive rates, meet regulatory requirements, and implement the latest banking solutions – all to meet our customers demands while increasing security.
We are here to make banking feel easy, more human, and better for the future. Would you like to join us? Click below.
Join our Team
For almost a decade, Jane Laverty has worked alongside businesses across the Northern Rivers as Regional Director for Business NSW. In that time, she’s seen what makes the region special: entrepreneurial, community-minded people with a real willingness to support each other when it counts.
She’s also seen SCCU show up. Jane says what stands out most is the authenticity of our people and culture, and our genuine care for the region. Our decisions are made by people who live and work here, and who understand the opportunities and challenges our communities face.
After 60 years, Jane says that history has built a depth of trust and connection that’s incredibly valuable. Watch Jane’s story and get to know SCCU.
We keep people and conversation at the core of everything we do.
By banking with us, you support the protection of cherished natural spaces and empower grassroots organisations that strengthen our region and invest in future generations, ultimately contributing to a brighter future for both people and the planet.
We recognise the need to act and are committed to making a positive impact for a more sustainable future that benefits generations to come, such as not supporting investment in the fossil fuel industry. We want to encourage others to do the same.
At the heart of our Credit Union success is our people. Meet the team driving our business strategy and delivering outstanding customer service.
From your first transaction to lifelong investments, with you across all financial life stages.
