Stay Secure this Winter

At SCCU your security is important to us. Find out more about staying secure!

Find Out More

Community Partnerships Apply Now

Through our Community Partnership program we’re offering several $1,500 sponsorships to local community groups, organisations and teams!

Apply Now

Pay by the Month at no Extra Cost

It's insurance made convenient!

Find Out More
Home Loans

Get into your new place sooner with our range of flexible home loans.

Find Out More
Home Loans
Personal Loans

Our Personal Loans have no ongoing fees or early repayment fees.

Find Out More
Personal Loans
Everyday Banking

Check out our Transaction & Savings Accounts, Term Deposits and Overseas Payment facilities.

Find Out More
Everyday Banking
Insurance

We offer insurance to protect your car, home, travel and more.

Find Out More
Insurance
Business Banking

Organise your payments and manage your cash flow with our Business Banking products.

Find Out More
Business Banking
Business Loans

Our Business Loans could provide the funding you need to start, buy or grow your business.

Find Out More
Business Loans
Overdraft

Our overdraft facilities can help manage cash flow and cover any unforeseen expenses.

Find Out More
Overdraft
Merchant Facilities

Check out our Square Merchant Facilities, now with free processing on your first $1,000 of Sales1

Find Out More
Merchant Facilities

Banking That Works for You!

Southern Cross Credit Union has been serving the financial and banking needs of the Northern Rivers and South East Queensland communities since 1966. We were built on a foundation of entrepreneurial spirit by the Banana Growers Federation (BGF) after local growers found they were unable to access the services and products they needed from the banks of the time. The BGF pooled the savings of its members to create a financial cooperative to supply savings and loans products to its members. This entrepreneurial spirit continues at Southern Cross Credit Union today. We employ 70 people from across the Northern Rivers, are the trusted banking partner of over 15,000 customers, support more than 30 community groups and support and invest in more than 200 local businesses.

Find a Branch Contact Us
You were professional to deal with and responded to my queries promptly. Initially I was concerned about changing to a non-bank lender, especially one outside Sydney, but you came recommended so we decided to go with you. I am now very happy that we moved to the Southern Cross Credit Union. We should have done it years ago.
Robyn
Buying Your First Home

Buying your first home can be a fun but daunting experience. Below is a brief summary of the process you may go through as a buyer from saving a deposit, to settling on your new home. Doing your research is essential to getting the right outcome from your property...

Buying your first home can be a fun but daunting experience. Below is a brief summary of the process...

Read More
Lenders Mortgage Insurance (LMI) Explained

Achieving the dream of home ownership can be one of the most exciting times in your life. At times however, it can seem unattainable due to how long it takes to save a deposit. Lenders' Mortgage Insurance (LMI) enables us to accept deposits less than 20% for some home...

Achieving the dream of home ownership can be one of the most exciting times in your life. At times...

Read More
Community Grants

Through our Community Grants initiative we provide funding for organisations working on a project or event that benefits our local communities

Through our Community Grants initiative we provide funding for organisations working on a project or event that benefits our...

Read More
Community Partnerships

Through our Community Partnership initiative we provide funding for important organisations, groups and teams in the Northern Rivers

Through our Community Partnership initiative we provide funding for important organisations, groups and teams in the Northern Rivers

Read More