Important Changes to Tap-and-go Payments

A recent initiative by the Australian Government known as Merchant Routing has given merchants (eg, a shop or business) the ability to choose how your Visa Debit Card transactions are processed.

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Have you been affected by the NSW & QLD Bushfires?

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Home Loans

Get into your new place sooner with our range of flexible home loans.

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Home Loans
Personal Loans

Our Personal Loans have no ongoing fees or early repayment fees.

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Personal Loans
Everyday Banking

Check out our Transaction & Savings Accounts, Term Deposits and Overseas Payment facilities.

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Everyday Banking
Insurance

We offer insurance to protect your car, home, travel and more.

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Insurance
Business Banking

Organise your payments and manage your cash flow with our Business Banking products.

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Business Banking
Business Loans

Our Business Loans could provide the funding you need to start, buy or grow your business.

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Business Loans
Overdraft

Our overdraft facilities can help manage cash flow and cover any unforeseen expenses.

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Overdraft
Merchant Facilities

Check out our Square Merchant Facilities, now with free processing on your first $1,000 of Sales1

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Merchant Facilities

Banking That Works for You!

Southern Cross Credit Union has been serving the financial and banking needs of the Northern Rivers and South East Queensland communities since 1966. We were built on a foundation of entrepreneurial spirit by the Banana Growers Federation (BGF) after local growers found they were unable to access the services and products they needed from the banks of the time. The BGF pooled the savings of its members to create a financial cooperative to supply savings and loans products to its members. This entrepreneurial spirit continues at Southern Cross Credit Union today. We employ 70 people from across the Northern Rivers, are the trusted banking partner of over 15,000 customers, support more than 30 community groups and support and invest in more than 200 local businesses.

You were professional to deal with and responded to my queries promptly. Initially I was concerned about changing to a non-bank lender, especially one outside Sydney, but you came recommended so we decided to go with you. I am now very happy that we moved to the Southern Cross Credit Union. We should have done it years ago.
Robyn
Least-cost Routing to Affect Tap-and-go Payments

A recent initiative by the Australian Government known as Merchant Routing has given merchants (eg, a shop or business) the ability to choose how your Visa Debit Card transactions are processed. When you use contactless payments (‘tap-and-go’ / PayWave) with your Visa Debit Card, the merchant may choose to send...

A recent initiative by the Australian Government known as Merchant Routing has given merchants (eg, a shop or business)...

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SCCU Inducted into NSW Chamber of Commerce Hall of Fame

On Saturday 19th October the winners of the NSW Business Chamber, Northern Rivers Regional Business Awards were announced and we were grateful to receive the award for Excellence in Business. We also became the inaugural inductee into the Hall of Fame for Excellence in Professional Service which recognises the...

On Saturday 19th October the winners of the NSW Business Chamber, Northern Rivers Regional Business Awards were announced and...

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Community Grants

Through our Community Grants initiative we provide funding for organisations working on a project or event that benefits our local communities

Through our Community Grants initiative we provide funding for organisations working on a project or event that benefits our...

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Community Partnerships

Through our Community Partnership initiative we provide funding for important organisations, groups and teams in the Northern Rivers

Through our Community Partnership initiative we provide funding for important organisations, groups and teams in the Northern Rivers

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  • The Little Details

    *Open to Australian residents over the age of 18 who purchase a new Allianz Home and contents, Landlord or Comprehensive Motor policy from 01/12/19 to 31/01/20. The cash back consists of a cash payment of $100 to a nominated bank account. Maximum one per policy. Cash back deposits will be made by 13th March 2020. Southern Cross Credit Union ABN 82 087 650 682 AFSL 241000 arranges this insurance as agent of the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the Product Disclosure Statement available from sccu.com.au. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.