The Fine Print
Our disclosures contain important information to help you better understand and make informed decisions when using our products and services.
The relevant disclosure documents will be provided to you whenever you open a new product with us. We encourage you to familiarise yourself with the terms and conditions and your rights and obligations when it comes to using our products and services.
Your Privacy
Prudential Disclosures
Capital Adequacy
Risk Exposures & Assessments
- Quarter ended 31 March 2018
- Quarter ended 31 December 2017
- Quarter ended 30 September 2017
- Quarter ended 30 June 2017
Remuneration
Website Disclaimer
Your use of this site constitutes your agreement to the following Terms of Use. We have taken all reasonable care in producing this web site but we can’t guarantee it has all the information you need to answer all your questions. For information and assistance call us on 1300 360 744. All product details, rates, terms, conditions and other information is subject to change at any time without notice.
Data
The data on the site is provided solely for the use of the customers of Southern Cross Credit Union Ltd (‘SCCU’). The content on this web site is provided "as is". SCCU disclaims any and all warranties, express and implied to the extent permitted by law. Use of the content on this site is at the user's sole risk. SCCU will in no event be liable to any person or entity for any direct, indirect, consequential, incidental or other damages for any errors in the content on this site, or for the use of any content, including without limitation, damages for lost profits, business, data, or damage to any computer systems, even if you have advised SCCU of the possibility of such damages.
Information
The information on this site does not constitute financial , legal or any other advice except where general advice may be provided on financial products in which case we have not taken your financial circumstances, needs and objectives into account and you should consider these things before making any decisions.
Links to other sites
This site contains links to sites maintained by other organisations. We do not make any representation as to the accuracy of information contained on those sites and will not accept any responsibility for the accuracy, ownership or any other aspect of the information contained on those sites.
Copyright
Unless otherwise indicated, copyright in the information on this site is owned by SCCU. If you wish to reproduce any of the information on this site, please contact us and obtain our permission before doing so.
Privacy Statement
This statement sets out SCCU’s policies relating to the privacy and security of your personal information and the personal information provided by you about your customers. It discloses our information collecting and use and disclosure practices for this website.
Network identity
We collect information which identifies, for each page accessed on our site, the network identity of the machine which has accessed it. We retain this usage information for the purposes of usage analysis to help us improve our services, to help diagnose problems with our server, and to administer our Web site. Access to and use of this information is restricted to authorised staff and our site administrators. No attempt will be made to identify users or their browsing activities. Nor will we disclose information which might identify individual machines.
Emails and newsletter subscription
If you provide us with your email address, we will record your email address, but will only use it for the purpose for which it was provided. It shall not be disclosed without your consent.
Cookies
Cookies are pieces of information a web site can transfer to an individual's computer hard drive for record keeping. Cookies can make web sites easier to use by storing information about your preferences on a particular site. When you revisit a site, it accesses the cookies it sent you earlier. A cookie can only store information that you provide. SCCU uses cookies to record customers' preferences on NetBanking.
Use of information collected
Because we respect your right to privacy and your customers’ privacy, we do not sell or rent the information gathered.
Security of information
This site has security measures in place to protect the loss, misuse and alteration of the information under our control. Any access to and use of information is restricted to authorised staff and the site administrators. We attempt to provide a secure and reliable on-line environment, however you should be aware that there are inherent risks associated with the transmission of information via the internet. Alternative ways of obtaining or providing information are available if you wish to avoid any risk.
Remove / Change / Modify information
This site allows users to modify information previously provided to SCCU. Users can do this by sending an email to us.
Links
This site contains links to sites maintained by other organisations. We do not make any representation as to the accuracy of information contained on those sites and will not accept any responsibility for the accuracy, ownership or any other aspect of the information contained on those sites. SCCU is not responsible for the privacy practices or the content of other web sites. When you access such other sites you must comply with their Privacy Policy.
Contacting the Web Site
If you wish to access your personal information or have any questions about this privacy statement, the practices of this site, or your dealings with this Web site, you can contact us.