Car View All

What do comparison rates tell us?

Comparison rates help us to compare loan products. They are designed to enable us to compare apples with apples, when it comes to the total cost of lending products, but unfortunately they don't paint the whole picture. What is a Comparison Rate? A comparison rate provides a simplified way to compare...

Comparison rates help us to compare loan products. They are designed to enable us to compare apples with apples,...

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Community View All

Kingscliff Turtle Release

It’s not often that you get to start the work day at the beach but on Thursday 5th March the SCCU team and community partners Australian Seabird Rescue did just that, meeting on the Kingscliff sands for the release of 2 rehabilitated turtles, back into the wild.   Joined by locals,...

It’s not often that you get to start the work day at the beach but on Thursday 5th March...

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2019 Community Grants Recipients

A big thank you to all our amazing local organisations, groups, projects and teams who participated in our Community Grants program in 2019. We received 48 eligible applications from all across the Northern Rivers and promoted each cause to the public, attracting over 2,500 online votes. Each applicant had their...

A big thank you to all our amazing local organisations, groups, projects and teams who participated in our Community...

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SCCU Supports 2020 Cabarita Charity Cup

Mates helping Mates is always a great Aussie tale, but this story of mateship has led to so much more. Originally known as the Rally for Tom Porter, the first Charity Cup fundraiser was held in 2013, after a group of mates were inspired to help raise money for...

Mates helping Mates is always a great Aussie tale, but this story of mateship has led to so much...

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SCCU Inducted into NSW Chamber of Commerce Hall of Fame

On Saturday 19th October the winners of the NSW Business Chamber, Northern Rivers Regional Business Awards were announced and we were grateful to receive the award for Excellence in Business. We also became the inaugural inductee into the Hall of Fame for Excellence in Professional Service which recognises the...

On Saturday 19th October the winners of the NSW Business Chamber, Northern Rivers Regional Business Awards were announced and...

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Community Grants 2018 Recipients Announced

Once again we have to thank all our amazing local organisations, groups, projects and teams for participating in our Community Grants applications. We received over 85 eligible applications from all across the Northern Rivers and together they promoted their causes to the public, attracting over 6,000 in-branch and online...

Once again we have to thank all our amazing local organisations, groups, projects and teams for participating in our...

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Everyday Banking View All

Paid the Wrong Account: What Now?

Did you know that if you make a Mistaken Internet Payment, there is a real risk of losing your money, regardless of who you bank with? What is a Mistaken Internet Payment?​ A Mistaken Internet Payment happens when you transfer money to an unintended recipient using the 'Pay Anyone' function in...

Did you know that if you make a Mistaken Internet Payment, there is a real risk of losing your...

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Travel Money – What are my Options?

Security. Accessibility. Exchange rates. Hidden costs! These are all things we worry about when considering how to pay for expenses when travelling overseas. Whether you are a first time traveller or a seasoned nomad, assessing the options available before setting foot on the plane can make a big difference to...

Security. Accessibility. Exchange rates. Hidden costs! These are all things we worry about when considering how to pay for expenses...

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How your TFN can save you money!

Have you provided your TFN or ABN to your financial institution? If not, then it's probably costing you money! Did you know that Withholding Tax is applied to interest payments on accounts owned by non-residents of Australia? From the ATO's perspective, if the institution you bank with does not have...

Have you provided your TFN or ABN to your financial institution? If not, then it's probably costing you money! Did...

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Business View All

Paid the Wrong Account: What Now?

Did you know that if you make a Mistaken Internet Payment, there is a real risk of losing your money, regardless of who you bank with? What is a Mistaken Internet Payment?​ A Mistaken Internet Payment happens when you transfer money to an unintended recipient using the 'Pay Anyone' function in...

Did you know that if you make a Mistaken Internet Payment, there is a real risk of losing your...

Read More
How your TFN can save you money!

Have you provided your TFN or ABN to your financial institution? If not, then it's probably costing you money! Did you know that Withholding Tax is applied to interest payments on accounts owned by non-residents of Australia? From the ATO's perspective, if the institution you bank with does not have...

Have you provided your TFN or ABN to your financial institution? If not, then it's probably costing you money! Did...

Read More
What do comparison rates tell us?

Comparison rates help us to compare loan products. They are designed to enable us to compare apples with apples, when it comes to the total cost of lending products, but unfortunately they don't paint the whole picture. What is a Comparison Rate? A comparison rate provides a simplified way to compare...

Comparison rates help us to compare loan products. They are designed to enable us to compare apples with apples,...

Read More

Travel View All

Travel Money – What are my Options?

Security. Accessibility. Exchange rates. Hidden costs! These are all things we worry about when considering how to pay for expenses when travelling overseas. Whether you are a first time traveller or a seasoned nomad, assessing the options available before setting foot on the plane can make a big difference to...

Security. Accessibility. Exchange rates. Hidden costs! These are all things we worry about when considering how to pay for expenses...

Read More

Home View All

Buying Your First Home

Buying your first home can be a fun but daunting experience. Below is a brief summary of the process you may go through as a buyer from saving a deposit, to settling on your new home. Doing your research is essential to getting the right outcome from your property...

Buying your first home can be a fun but daunting experience. Below is a brief summary of the process...

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Lenders Mortgage Insurance (LMI) Explained

Achieving the dream of home ownership can be one of the most exciting times in your life. At times however, it can seem unattainable due to how long it takes to save a deposit. Lenders' Mortgage Insurance (LMI) enables us to accept deposits less than 20% for some home...

Achieving the dream of home ownership can be one of the most exciting times in your life. At times...

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What do comparison rates tell us?

Comparison rates help us to compare loan products. They are designed to enable us to compare apples with apples, when it comes to the total cost of lending products, but unfortunately they don't paint the whole picture. What is a Comparison Rate? A comparison rate provides a simplified way to compare...

Comparison rates help us to compare loan products. They are designed to enable us to compare apples with apples,...

Read More
What’s your credit score?

Your Credit Score can sometimes be the difference between moving into your dream home and living in a crummy rental for eternity. But do any of us really know what a Credit Score is or what it means? So, this week I applied for a new credit card. Going through...

Your Credit Score can sometimes be the difference between moving into your dream home and living in a crummy...

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News View All

Kingscliff Turtle Release

It’s not often that you get to start the work day at the beach but on Thursday 5th March the SCCU team and community partners Australian Seabird Rescue did just that, meeting on the Kingscliff sands for the release of 2 rehabilitated turtles, back into the wild.   Joined by locals,...

It’s not often that you get to start the work day at the beach but on Thursday 5th March...

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Southern Cross Credit Union Named Australian Mutual of the Year

At the recent Australian Lending Awards, hosted by RFI Group, Northern Rivers based Southern Cross Credit Union (SCCU) were named Australian Mutual of the Year. Having been finalists for the previous 3 years, SCCU managed to go one further this year; crediting their customers, community and their team for...

At the recent Australian Lending Awards, hosted by RFI Group, Northern Rivers based Southern Cross Credit Union (SCCU) were...

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Least-cost Routing to Affect Tap-and-go Payments

A recent initiative by the Australian Government known as Merchant Routing has given merchants (eg, a shop or business) the ability to choose how your Visa Debit Card transactions are processed. When you use contactless payments (‘tap-and-go’ / PayWave) with your Visa Debit Card, the merchant may choose to send...

A recent initiative by the Australian Government known as Merchant Routing has given merchants (eg, a shop or business)...

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SCCU Inducted into NSW Chamber of Commerce Hall of Fame

On Saturday 19th October the winners of the NSW Business Chamber, Northern Rivers Regional Business Awards were announced and we were grateful to receive the award for Excellence in Business. We also became the inaugural inductee into the Hall of Fame for Excellence in Professional Service which recognises the...

On Saturday 19th October the winners of the NSW Business Chamber, Northern Rivers Regional Business Awards were announced and...

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Notice of 54th Annual General Meeting

SOUTHERN CROSS CREDIT UNION LIMITED ABN 82 087 650 682 Notice of 54th Annual General Meeting The Annual General Meeting of Southern Cross Credit Union Ltd will be held on 26th November 2019 at the Credit Union’s Corporate Service Centre, Corner Pearl and Turnock Streets Kingscliff commencing at 4pm. The business of...

SOUTHERN CROSS CREDIT UNION LIMITED ABN 82 087 650 682 Notice of 54th Annual General Meeting The Annual General Meeting of Southern...

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Community Grants 2018 Recipients Announced

Once again we have to thank all our amazing local organisations, groups, projects and teams for participating in our Community Grants applications. We received over 85 eligible applications from all across the Northern Rivers and together they promoted their causes to the public, attracting over 6,000 in-branch and online...

Once again we have to thank all our amazing local organisations, groups, projects and teams for participating in our...

Read More