Travel View All

Travel Money – What are my Options?

Security. Accessibility. Exchange rates. Hidden costs! These are all things we worry about when considering how to pay for expenses when travelling overseas. Whether you are a first time traveller or a seasoned nomad, assessing the options available before setting foot on the plane can make a big difference to...

Security. Accessibility. Exchange rates. Hidden costs! These are all things we worry about when considering how to pay for expenses...

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Merchant Facilities View All

What do comparison rates tell us?

Comparison rates help us to compare loan products. They are designed to enable us to compare apples with apples, when it comes to the total cost of lending products, but unfortunately they don't paint the whole picture. What is a Comparison Rate? A comparison rate provides a simplified way to compare...

Comparison rates help us to compare loan products. They are designed to enable us to compare apples with apples,...

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Personal Banking View All

Paid the Wrong Account: What Now?

Did you know that if you make a Mistaken Internet Payment, there is a real risk of losing your money, regardless of who you bank with? What is a Mistaken Internet Payment?​ A Mistaken Internet Payment happens when you transfer money to an unintended recipient using the 'Pay Anyone' function in...

Did you know that if you make a Mistaken Internet Payment, there is a real risk of losing your...

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How your TFN can save you money!

Have you provided your TFN or ABN to your financial institution? If not, then it's probably costing you money! Did you know that Withholding Tax is applied to interest payments on accounts owned by non-residents of Australia? From the ATO's perspective, if the institution you bank with does not have...

Have you provided your TFN or ABN to your financial institution? If not, then it's probably costing you money! Did...

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What do comparison rates tell us?

Comparison rates help us to compare loan products. They are designed to enable us to compare apples with apples, when it comes to the total cost of lending products, but unfortunately they don't paint the whole picture. What is a Comparison Rate? A comparison rate provides a simplified way to compare...

Comparison rates help us to compare loan products. They are designed to enable us to compare apples with apples,...

Read More
What’s your credit score?

Your Credit Score can sometimes be the difference between moving into your dream home and living in a crummy rental for eternity. But do any of us really know what a Credit Score is or what it means? So, this week I applied for a new credit card. Going through...

Your Credit Score can sometimes be the difference between moving into your dream home and living in a crummy...

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Business Banking View All

How your TFN can save you money!

Have you provided your TFN or ABN to your financial institution? If not, then it's probably costing you money! Did you know that Withholding Tax is applied to interest payments on accounts owned by non-residents of Australia? From the ATO's perspective, if the institution you bank with does not have...

Have you provided your TFN or ABN to your financial institution? If not, then it's probably costing you money! Did...

Read More
What do comparison rates tell us?

Comparison rates help us to compare loan products. They are designed to enable us to compare apples with apples, when it comes to the total cost of lending products, but unfortunately they don't paint the whole picture. What is a Comparison Rate? A comparison rate provides a simplified way to compare...

Comparison rates help us to compare loan products. They are designed to enable us to compare apples with apples,...

Read More
What’s your credit score?

Your Credit Score can sometimes be the difference between moving into your dream home and living in a crummy rental for eternity. But do any of us really know what a Credit Score is or what it means? So, this week I applied for a new credit card. Going through...

Your Credit Score can sometimes be the difference between moving into your dream home and living in a crummy...

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Home Loan View All

Buying Your First Home

Buying your first home can be a fun but daunting experience. Below is a brief summary of the process you may go through as a buyer from saving a deposit, to settling on your new home. Doing your research is essential to getting the right outcome from your property...

Buying your first home can be a fun but daunting experience. Below is a brief summary of the process...

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Lenders Mortgage Insurance (LMI) Explained

Achieving the dream of home ownership can be one of the most exciting times in your life. At times however, it can seem unattainable due to how long it takes to save a deposit. Lenders' Mortgage Insurance (LMI) enables us to accept deposits less than 20% for some home...

Achieving the dream of home ownership can be one of the most exciting times in your life. At times...

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What do comparison rates tell us?

Comparison rates help us to compare loan products. They are designed to enable us to compare apples with apples, when it comes to the total cost of lending products, but unfortunately they don't paint the whole picture. What is a Comparison Rate? A comparison rate provides a simplified way to compare...

Comparison rates help us to compare loan products. They are designed to enable us to compare apples with apples,...

Read More
What’s your credit score?

Your Credit Score can sometimes be the difference between moving into your dream home and living in a crummy rental for eternity. But do any of us really know what a Credit Score is or what it means? So, this week I applied for a new credit card. Going through...

Your Credit Score can sometimes be the difference between moving into your dream home and living in a crummy...

Read More

Financial Planning View All

Make Your Retirement Funds go the Distance

Consider these key issues highlighted by our financial planning partner, Bridges, when planning your retirement income and expenditure. Make your Retirement Funds go the Distance You only get one shot at going into retirement, so it is essential that you go in with your eyes wide open. That means being aware...

Consider these key issues highlighted by our financial planning partner, Bridges, when planning your retirement income and expenditure. Make your...

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How to Make a Sea or Tree Change Work

As the kids gradually fly the coup, many of us feel the urge for a fundamental change in our living environment. For many years the classic ‘sea change’ was favoured by those on the cusp of retirement as many flocked to the attractions of a sunny and salty lifestyle...

As the kids gradually fly the coup, many of us feel the urge for a fundamental change in our...

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What’s New in Super and Tax this Financial Year?

The 2019/2020 financial year introduces some new opportunities to allow you to save for your retirement through super. Below we also provide an overview of the ‘protecting your super’ legislation and personal income tax changes.   Superannuation Claiming a deduction on personal super contributions Since 1 July 2017, employees as well as the...

The 2019/2020 financial year introduces some new opportunities to allow you to save for your retirement through super. Below...

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Money and Marriage the Second Time Around

Finding a new life partner the second time around can bring a lot of opportunity for new beginnings, but it also brings challenges. How will the children be affected? Where will you live? How will you share responsibilities? These are some of the issues that you may need to...

Finding a new life partner the second time around can bring a lot of opportunity for new beginnings, but...

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What to Do with a Redundancy Payment

Redundancy is an all too common event in the lives of many people these days. Those who experience redundancy need to cope with a lot of psychological, social and economic challenges, as they adjust to new circumstances and make decisions about future directions. Some may see it as an opportunity...

Redundancy is an all too common event in the lives of many people these days. Those who experience redundancy...

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Being an Executor isn’t for the Faint-Hearted

When appointing an executor, you can choose a family member, friend or professional trustee company. But, one thing’s for sure — it’s not for the faint-hearted.   What Does an Executor Do? An executor is the person or organisation responsible for carrying out the wishes outlined in your Will. They are responsible...

When appointing an executor, you can choose a family member, friend or professional trustee company. But, one thing’s for...

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Insurance View All

Healthy Homes

Home isn't just the place we live in. It's the place we return to, a place that makes us feel secure and sheltered and safe. However, pollutants (including bacteria and spores) and allergens may be present in the air that circulates your home; here we look at common home...

Home isn't just the place we live in. It's the place we return to, a place that makes us...

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How to Prevent a Fire in Your Home

Thousands of house fires occur across Australia every year, sometimes with the catastrophic consequence of the death of residents. Here's what you can do to prevent that from happening in your home. Home fires can pose a serious risk to you, your family, your home, and your possessions. Some of...

Thousands of house fires occur across Australia every year, sometimes with the catastrophic consequence of the death of residents....

Read More
How to Keep Your Home Secure this Holiday Season

Even with overall burglary numbers falling, in 2017 over 170,000 Australian homes were burgled. Here are some ways you can help keep your home secure.  There was a 7% reduction in the number of burglaries across Australia from 2016 to 2017 and the absolute number of burglaries in Australia in...

Even with overall burglary numbers falling, in 2017 over 170,000 Australian homes were burgled. Here are some ways you...

Read More
5 Maintenance Tips for Landlords

When leasing a property in Australia, the onus is on owners to make sure the property meets the standards of their State's Tenancies Act and properties should be fit for habitation and in a state of reasonable repair. The tenant is meant to be provided with premises that are rented...

When leasing a property in Australia, the onus is on owners to make sure the property meets the standards...

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Preparing your Home for a Bushfire

Bushfires are a natural part of the Australian environment and occur regularly, which is why it is important that you stay prepared. You cannot control a bushfire, but you can plan and prepare for them: it's a vital way to protect you, your family, and your property, Steps and Recommendations Fire...

Bushfires are a natural part of the Australian environment and occur regularly, which is why it is important that...

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Blog View All

Make Your Retirement Funds go the Distance

Consider these key issues highlighted by our financial planning partner, Bridges, when planning your retirement income and expenditure. Make your Retirement Funds go the Distance You only get one shot at going into retirement, so it is essential that you go in with your eyes wide open. That means being aware...

Consider these key issues highlighted by our financial planning partner, Bridges, when planning your retirement income and expenditure. Make your...

Read More
Healthy Homes

Home isn't just the place we live in. It's the place we return to, a place that makes us feel secure and sheltered and safe. However, pollutants (including bacteria and spores) and allergens may be present in the air that circulates your home; here we look at common home...

Home isn't just the place we live in. It's the place we return to, a place that makes us...

Read More
How to Prevent a Fire in Your Home

Thousands of house fires occur across Australia every year, sometimes with the catastrophic consequence of the death of residents. Here's what you can do to prevent that from happening in your home. Home fires can pose a serious risk to you, your family, your home, and your possessions. Some of...

Thousands of house fires occur across Australia every year, sometimes with the catastrophic consequence of the death of residents....

Read More
How to Keep Your Home Secure this Holiday Season

Even with overall burglary numbers falling, in 2017 over 170,000 Australian homes were burgled. Here are some ways you can help keep your home secure.  There was a 7% reduction in the number of burglaries across Australia from 2016 to 2017 and the absolute number of burglaries in Australia in...

Even with overall burglary numbers falling, in 2017 over 170,000 Australian homes were burgled. Here are some ways you...

Read More
5 Maintenance Tips for Landlords

When leasing a property in Australia, the onus is on owners to make sure the property meets the standards of their State's Tenancies Act and properties should be fit for habitation and in a state of reasonable repair. The tenant is meant to be provided with premises that are rented...

When leasing a property in Australia, the onus is on owners to make sure the property meets the standards...

Read More
What’s New in Super and Tax this Financial Year?

The 2019/2020 financial year introduces some new opportunities to allow you to save for your retirement through super. Below we also provide an overview of the ‘protecting your super’ legislation and personal income tax changes.   Superannuation Claiming a deduction on personal super contributions Since 1 July 2017, employees as well as the...

The 2019/2020 financial year introduces some new opportunities to allow you to save for your retirement through super. Below...

Read More
Money and Marriage the Second Time Around

Finding a new life partner the second time around can bring a lot of opportunity for new beginnings, but it also brings challenges. How will the children be affected? Where will you live? How will you share responsibilities? These are some of the issues that you may need to...

Finding a new life partner the second time around can bring a lot of opportunity for new beginnings, but...

Read More

News View All

Being an Executor isn’t for the Faint-Hearted

When appointing an executor, you can choose a family member, friend or professional trustee company. But, one thing’s for sure — it’s not for the faint-hearted.   What Does an Executor Do? An executor is the person or organisation responsible for carrying out the wishes outlined in your Will. They are responsible...

When appointing an executor, you can choose a family member, friend or professional trustee company. But, one thing’s for...

Read More