Easy banking

Manage your account anytime, anywhere with our online banking, mobile app and digital wallets.

Easy banking

Great Rates

Access our business banking accounts for competitive interest rates to help you grow your money.

Great Rates

Talk to real people

Visit a local branch, give us a call or message us via our app to experience customer service with a personal touch.

Talk to real people

Fast Payments

Enjoy fast payments with your linked Business Plus account using Osko® and PayID®.

Fast Payments
What Are Business Integrations?

What Are Business Integrations?

And Why Do They Matter?

Running a business means juggling a lot – bookkeeping, payments, payroll, reporting. Business integrations are tools that connect your banking with software like MYOB, Xero, or Square to automate and streamline your financial processes. Instead of manually transferring data or reconciling transactions line by line, integrations do the heavy lifting for you.

By linking your Business Plus transaction account with these tools, you’ll save time, reduce errors, and gain real-time visibility over your finances. Whether you’re chasing cash flow clarity or trying to simplify tax time, integrations are the smarter way to manage money. Less admin, more action.

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5 Reasons to Streamline Your Business

5 Reasons to Streamline Your Business

With MYOB or Xero + SCCU

Linking your Business Plus account with MYOB or Xero helps you work smarter, not harder. Here’s why:

  1. Real-time bank feeds keep your books accurate and always up to date
  2. Automatic reconciliations save hours of admin work
  3. Better cash flow tracking helps you make smarter decisions
  4. Simplified BAS and tax prep with clean, organised records
  5. Automated syncing reduces manual errors and frees up your time

It’s simple to set up, secure, and saves hours each month. Plus, you’ll always know exactly where your business stands financially. That’s the power of modern banking with real support.

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  • Little Details

    Products issued by Southern Cross Credit Union Ltd. Any advice given is of a general nature only and is not based on any consideration of your objectives, financial situation and needs. To decide if a product is right for you, please refer to the Summary of Accounts, Access Facilities and Transaction Limits. Eligibility criteria, fees and charges, terms and conditions apply. To help you better asses if these products are right for you please reach out to our team or read through our Target Market Determinations (TMD), designed to help you make an informed decision that is consistent with your objectives, financial situations and needs. Deposits up to $250,000 per account holder are guaranteed by the Federal Government under the Financial Claims Scheme.

Why choose SCCU?

We’re customer-owned and community-driven, which means we put people at the core of everything we do. Our profit doesn’t go to shareholders, it’s reinvested in refining our services and banking solutions to support you every step of the way.

For over 60 years, we’ve helped everyday Australians feel more confident about their money. From competitive products to award-winning support, financial education and smart digital solutions, we’re here to make banking feel easy, more human, and better for the future.

With SCCU by your side, you’re not just choosing a financial institution, you’re choosing a partner who’s proudly invested in you.

About Us

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2 mins
Teaching Kids About Money: Why Starting Young...

Kids ask big questions, “Why can’t we buy everything?”, "Can I have that?" & “What’s a savings account?”, and as it turns out, these questions matter more than we think. According to Ecstra Foundation’s national 2025 survey of teachers, parents and students, 93% of parents and 95% of teachers agree...

Kids ask big questions, “Why can’t we buy everything?”, "Can I have that?" & “What’s a savings account?”, and...

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First Home Buyer: Purchasing your First Home

Ready to purchase your first home? Here’s what you need to know… The finish line is in sight! You’ve shortlisted your potential new homes and you’ve found the loan that’s right for you. So that means it’s time to understand applying for your loan, the purchase process and settlement!   Making an...

Ready to purchase your first home? Here’s what you need to know… The finish line is in sight! You’ve shortlisted...

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First Home Buyer: How does a home loan work?

Chances are you’ve been thinking about your first home for some time, and you already have a pretty good idea of what you’ll need to make this dream a reality. You’ve done the groundwork. You’ve built your budget; you’ve possibly secured assistance from one of the many Government-powered First...

Chances are you’ve been thinking about your first home for some time, and you already have a pretty good...

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Sticking to your Financial Goals for 2025

With a new year, comes new year’s resolutions. Was one of your new year’s goals financially driven? If so, you are part of 52% of Australians who have set financial goals. However, only 1 in 8 of us manage to stick to them . In this blog, we look...

With a new year, comes new year’s resolutions. Was one of your new year’s goals financially driven? If so,...

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Showcase

Join our SCCU community along with thousands of customers who love our easy to understand banking services and caring customer approach.

Business Integrations 2
Shane provided amazing customer service from start to finish. He was extremely knowledgeable, respectful, and attended to every detail of the process with thoroughness and professionalism. This kind of customer service is almost unheard of these days, so it was an absolute delight to work with Shane. The interest rate on my company car was fantastic and the terms of the loan were both fair and reasonable. I 100% recommend Shane and Southern Cross Credit Union for obtaining financing for a vehicle and wouldn't use anyone else for my business going forward. Thanks to Shane and his team!
Joanna Tedeschi
As COVID hit some 3 years ago, I approached SCCU to re-align our financial position at both a personal and professional level with our business. Not only were your team receptive but with the assistance of SCCU not only did we make our way through COVID closures, but due to the support of SCCU we have evolved into an extremely sound business, and I would suggest a success story of the community banking that SCCU continues to deliver. Thank you for the support you offer to us as a local business and us as a local family of the area. Thank you, the entire team, at SCCU for being such an awesome part of the community whilst also being a great business to align with.
Jason
I’m so thrilled we decided to have our team development day in SSCU’s Mirrabooka room. Toni and Zoe were extremely friendly and accommodating, they had everything set up for us by the time we arrived.  Jo loved the ‘state of the art’ IT system, her power point presentation and laptop integration worked like a breeze.  I also found the flip charts extremely useful for discussion notes.  The space was big enough for individual team sessions and intimate enough for everyone to hear. Morning tea and lunch worked seamlessly, we had everything we needed in the kitchen and the outside sundeck was delightful. The team loved the coffee machine! It certainly helped with the quiet times in our meeting! Overall the day was a huge success! Thank you so much for creating a local facility with the class and sophistication of the city! I look forward to seeing you all again soon. Deepest thanks Jude McColm  
Tweed Coast Plan Management