Are you a small to medium business owner? Maybe a tradie, café owner or hairdresser? Our dedicated banking specialists can help you with lending, accounts, insurance and payment solutions.

Business Banking

Organise your payments and manage your cash flow with our Business Banking products.

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Business Banking
Business Finance

Looking to start, buy or grow your own business? Access the money you need with our financing options.

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Business Finance
Overdraft

Our overdraft facilities can help manage cash flow and cover any unforeseen expenses.

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Overdraft
Merchant Facilities

Check out our Square Merchant Facilities, now with free processing on your first $1,000 of Sales1

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Merchant Facilities
Square Merchant Facility
1.9%
per Insert, Tap or Swipe
2.2%
per Keyed-in or Online Transaction
  • No Monthly or Long-Term Contracts
  • Deposits as Fast as Next Business Day
  • Same Rate for all Major Cards
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Business Vehicle Loan
5.75%
%
P.A
Fixed Rate
Business Vehicle Loan
  • Loan Amount from $20,000 – $150,000
  • Borrow up to 100% of Vehicle Cost
  • No Monthly or Annual Fees
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We chose to bank with our local SCCU for many reasons. The staff are very cheerful and helpful. It is an enjoyable in-branch experience at a convenient location. Opening hours are longer than most other banks in our area and they are open every weekday. We bank exclusively with SCCU for our personal, business and children's accounts. We have always been happy with their customer service and have recommended SCCU to our local sports club and school
Tony & Alisha
How your TFN can save you money!

Have you provided your TFN or ABN to your financial institution? If not, then it's probably costing you money! Did you know that Withholding Tax is applied to interest payments on accounts owned by non-residents of Australia? From the ATO's perspective, if the institution you bank with does not have...

Have you provided your TFN or ABN to your financial institution? If not, then it's probably costing you money! Did...

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What’s your credit score?

Your Credit Score can sometimes be the difference between moving into your dream home and living in a crummy rental for eternity. But do any of us really know what a Credit Score is or what it means? So, this week I applied for a new credit card. Going through...

Your Credit Score can sometimes be the difference between moving into your dream home and living in a crummy...

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  • The Little Details

    1 Square will reimburse the payment processing fees on up to $1,000 in credit card transactions processed during the first 180 days from sign up. Limited-time offer valid only for Square customers located in Australia who apply online through the Southern Cross Credit Union website. Offer is not transferable or redeemable for cash. After the first 180 days, standard processing rates apply.