What is negative and positive gearing?

When tuning in to media coverage around property and particularly investment properties, there is a good chance you’ve heard the term ‘negatively geared’. Of course, as balance would have it, there is also another relative concept called ‘positively geared’. Put simply, negative gearing is where you’ve borrowed money to invest,...

When tuning in to media coverage around property and particularly investment properties, there is a good chance you’ve heard...

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What are some of the ‘extra’ payments when buying a house?

You’ve been following the market, looking at mortgage calculators, and you’ve got your eye on a house you’d like to make your home. The problem is, you’ve been fixated on the cost of the house. You know how many hundred thousand you’re willing to pay for it, but you may...

You’ve been following the market, looking at mortgage calculators, and you’ve got your eye on a house you’d like...

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Avoiding Building Budget Blowout

If you’re knocking up a cubbyhouse for the kids, it’s not the worst thing in the world if you go over budget. An extra set of nails or timber won’t require you to tap into any additional savings. However, if you’re building a new home, those additional costs can amount...

If you’re knocking up a cubbyhouse for the kids, it’s not the worst thing in the world if you...

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What to do When Looking to Refinance Your Home Loan

Buying a house can be such a challenging ordeal that you may be tempted to set and forget – simply paying your regular repayments. Whilst some people’s circumstances may not have changed and their home loan is still fit for purpose, your needs may have altered. You may have...

Buying a house can be such a challenging ordeal that you may be tempted to set and forget –...

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Who is the RBA and what is the ‘cash rate’

On the first Tuesday of every month, the Reserve Bank of Australia (RBA) announces what it plans to do with interest rate. Whilst it very rarely exceeds a ¼% increase or decrease, it often gets a mention on the evening news. It’s a fundamental influence on our national economy and...

On the first Tuesday of every month, the Reserve Bank of Australia (RBA) announces what it plans to do...

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Understanding what factors into a neighbourhood’s value

Neighbourhood value may be something you may think of, if only subconsciously. You may have a feeling or a thought about particularly suburbs or regions being more appealing or inviting than others. There are several elements that may go into determining the nature of a neighbourhood value. Being more aware...

Neighbourhood value may be something you may think of, if only subconsciously. You may have a feeling or a...

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Which renovations add value and liveability to your home?

Whether you’ve been enticed by a refinancing option with a low interest rate or you just feel like sprucing up your house or investment property, your list of renovation options can begin to grow. It’s often a great idea to look at renovations that may add to the value of...

Whether you’ve been enticed by a refinancing option with a low interest rate or you just feel like sprucing...

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Tips for reducing your energy costs at home

Energy bills can often be a little bit of a surprise, particularly as many of us are increasingly working from home. Depending on your usage over the past month or quarter, the cost owing can often vary from bill to bill. There are a couple of quick and easy steps...

Energy bills can often be a little bit of a surprise, particularly as many of us are increasingly working...

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The five things every first home buyer Googles

When you’re looking to break into the property market as a first home owner, there’s plenty to wrap your head around. It’s absolutely understandable that you’ll head over to Google to start your desk research on how to go about buying your first home. We answer five of the most...

When you’re looking to break into the property market as a first home owner, there’s plenty to wrap your...

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What is the Government’s HomeBuilder scheme and who is it for?

In an attempt to stimulate the economy, the Australian Government has rolled out HomeBuilder – a $25k grant for those building a new home or substantially renovating their current home. If you’re planning to build, HomeBuilder might mean you can add that extra en suite or guest bedroom. If you’re...

In an attempt to stimulate the economy, the Australian Government has rolled out HomeBuilder – a $25k grant for...

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Fixed vs Variable – what does it mean?

There are several elements and factors that go into determining which home loan product is best for you and interest rate is often front of mind. Even if you’re not thinking about buying a house just yet, you’ve probably heard of the terms ‘fixed’ and ‘variable’ rates on the news...

There are several elements and factors that go into determining which home loan product is best for you and...

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Buying Your First Home

Buying your first home can be a fun but daunting experience. Below is a brief summary of the process you may go through as a buyer from saving a deposit, to settling on your new home. Doing your research is essential to getting the right outcome from your property...

Buying your first home can be a fun but daunting experience. Below is a brief summary of the process...

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