Designed to support a range of savings goals – from teaching kids money habits to saving up for big personal and professional milestone.
Explore our full suite of savings accounts:
Plus, access helpful tools to plan and stay on track financially.
Explore our range of savings accounts packed with features and competitive rates to help you achieve your goals faster.
A kids savings account designed for your little stars aged up to 14 years.
*Products issued by Southern Cross Credit Union Ltd. ABN 82 087 650 682. AFSL 241 000. Standard rate is 0.90% p.a. and Bonus rate is 3.50% p.a. Bonus rate paid where the account balance is up to $50k and no withdrawals are made in a calendar month. Advertised rate subject to change without notice.
A savings account linked to your everyday Easy Access transaction account.
*Products issued by Southern Cross Credit Union Ltd. ABN 82 087 650 682. AFSL 241 000. Standard rate is 0.90% p.a. and Bonus rate is 3.50% p.a. Bonus interest paid where the account balance increases by at least $200 for the calendar month. Advertised rate subject to change without notice.
A savings account linked to your everyday Business Plus transaction account.
*Products issued by Southern Cross Credit Union Ltd. ABN 82 087 650 682. AFSL 241 000. Standard rate is 0.90% p.a. and Bonus rate is 3.50% p.a. Bonus interest paid where the account balance increases by at least $200 for the calendar month. Advertised rate subject to change without notice.
Products issued by Southern Cross Credit Union Ltd. ABN 82 087 650 682. AFSL 241 000. Any advice given is of a general nature only and is not based on any consideration of your objectives, financial situation and needs. To decide if a product is right for you, please refer to the Summary of Accounts, Access Facilities and Transaction Limits. To help you better asses if these products are right for you please reach out to our team or read through our Target Market Determinations (TMD), designed to help you make an informed decision that is consistent with your objectives, financial situations and needs. Eligibility criteria, fees and charges, terms and conditions apply. Deposits up to $250,000 per account holder are guaranteed by the Federal Government under the Financial Claims Scheme.
Advertised Interest rates subject to change without notice. Available for new business only.
*Star Saver: Star Saver customers with an increase in savings of $200 or more, per calendar month, will receive the additional bonus rate of 3.50% p.a. for the month where such balance growth was achieved. Bonus interest offer is subject to change without notice. The Standard Star Saver Base Interest Rate of 0.90% p.a. applies where balance growth was not achieved. Offer not available in conjunction with previous offers.
˜ Star Saver account must be linked to our Easy Access transaction account which may incur a monthly fee if requirements are not met.
*Little Star Saver : Little Star Saver available for children aged 14 and under. Limited to one account per child. Account must be established in the child’s name. Where no withdrawals are made in a calendar month the bonus rate of 3.50% p.a. will be applied. Where a withdrawal is made during the calendar month the interest payable for that month will only be the standard base interest rate. The bonus rate is only payable on the first $50,000 balance. Additional balances over $50,000 will only receive the standard base interest rate of 0.90% p.a.
*Business Star Saver: Business Star Saver customers with an increase in savings of $200 or more, per calendar month, will receive the additional bonus rate of 3.50% p.a. for the month where such balance growth was achieved. Bonus interest offer is subject to change without notice. The Standard Business Star Saver Base Interest Rate of 0.90% p.a. applies where balance growth was not achieved. Offer not available in conjunction with previous offers. Combined account balances across all products cannot exceed $2 Million.
˜ Business Star Saver account must be linked to our Business Easy Access transaction account which may incur a monthly fee if requirements are not met.
~Star Saver – Controlled Money Account (Solicitors Only): Star Saver CMA standard rate is currently 1.10% p.a. Account balance capped at $2 Million per account holder.
Looking for predictable savings?
Set, forget and relax with our
Term Deposits options.
Dedicated savings accounts to match your lifestyle at each financial life stage
Start good money habits early with our Little Star Saver, a savings account made for kids.
Get rewarded and boost your earnings with our Star Saver, easy to manage savings account.
Support your business growth with our Business Star Saver, our high-interest savings account.
Apart from our everyday personal and business savings accounts, we offer dedicated solutions to help law practices keep their customers’ best interest at heart.
Explore our options:
Please don’t hesitate to contact us to discuss your client’s requirements.
Star Saver CMA Statutory Trust
Whether you’re saving for something big or just want to build better habits, our Savings Calculator is a simple way to get clarity and confidence. It helps you see how your money can grow over time – and gives you a head start on setting realistic, achievable goals. It’s the perfect companion as you explore the right savings account for your needs.
Use the Savings Calculator to:
As customer-owned and community focused, we place people and meaningful conversation at the core of everything we do. Unlike traditional banks, our profit doesn’t go to shareholders, they are reinvested into improving our services, products and banking solutions to support you every step of the way.
For over 60 years, we’ve helped everyday Australians with competitive financial products, award-winning service, financial education and smart digital solutions. We are here to make banking feel easy, more human, and better for the future.
With SCCU by your side, you are choosing a trusting banking partner who is proudly invested in you, your community, and your future.
Learn More About Us
From your first transaction to lifelong investments, with you across all financial life stages.
Years of age
Australian our NZ resident
Confirmed employment
If you'd like a little extra help, call our team on 1300 360 744.
