Grow Your Business with Us!

Apply for a new Business Loan, Business Vehicle Loan or Business Overdraft by 30th September and we’ll waive your establishment fees*

Business Loans

Looking to start, buy or grow your own business?

  • Loans from $20k
  • No monthly or annual fees
  • Make additional repayments
Find Out More
Business Loans
Vehicle Finance

Access a new car, ute or other vehicle for use within your business.

  • Loans from $20k – $150k
  • Borrow up to 100% of vehicle cost
  • No monthly or annual fees
Find Out More
Vehicle Finance
Business Overdraft

Help manage cash flow and cover any unforeseen expenses

  • Overdraft limit from $50k
  • Flexible repayment options
Find Out More
Business Overdraft
Business Loan
4.60
%
P.A
2 Year Fixed Rate^
Business Loan
  • No Monthly or Annual Fees
  • Make Additional Repayments
  • Loan Term up to 15 Years
Find Out More
Business Vehicle Loan
5.75
%
P.A
Fixed Rate
Business Vehicle Loan
  • Loan Amount from $20k – $150k
  • Borrow up to 100% of Vehicle Cost
  • No Monthly or Annual Fees
Find Out More
We have been with SCCU for over 45 Years and for the last 24 of them with our business as well. The staff are amazing people to do your banking with and the loans division make every buying and selling experience so easy. Our little hiccups have never been a drama for the staff to help us solve and nothing is ever too much trouble to help us along the way to building our business through banking. Their rates are always competitive and we would never consider another bank or financial institution for all our needs. Loyal staff and loyal friends = Best Bank Ever.
Neil & Kathalina
What do comparison rates tell us?

Comparison rates help us to compare loan products. They are designed to enable us to compare apples with apples, when it comes to the total cost of lending products, but unfortunately they don't paint the whole picture. What is a Comparison Rate? A comparison rate provides a simplified way to compare...

Comparison rates help us to compare loan products. They are designed to enable us to compare apples with apples,...

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What’s your credit score?

Your Credit Score can sometimes be the difference between moving into your dream home and living in a crummy rental for eternity. But do any of us really know what a Credit Score is or what it means? So, this week I applied for a new credit card. Going through...

Your Credit Score can sometimes be the difference between moving into your dream home and living in a crummy...

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  • The Little Details

    Products issued by Southern Cross Credit Union Ltd. Any advice given is of a general nature only and is not based on any consideration of your objectives, financial situation and needs. To decide if a product is right for you, please refer to the Summary of Accounts, Access Facilities and Transaction Limits. Eligibility criteria, fees and charges, terms and conditions apply.

    * Southern Cross Credit Union Ltd. ABN 82 087 650 682 AFSL & Australian Credit Licence 241000. Valid for new Business Loan, Business Vehicle Loan and Business Overdraft applications received from 19 August 2019 to 30 September 2019 and settled by 30 November 2019. Credit eligibility criteria, fees and charges, terms and conditions apply.

    ^ Residentially secured