Planning to buy an investment property? Looking to refinance an existing investment home loan? We can help with our range of flexible investment home loans.

Basic
Investment Home Loan

Suitable for borrowing over $250k where you don’t need an offset account

  • Loans from $250k
  • Maximum LVR 90%
Find Out More
Basic
Investment Home Loan
Standard
Investment Home Loan

Suitable for borrowing up to $250k

  • Loans up to $250k
  • Maximum LVR 90%
Find Out More
Standard
Investment Home Loan
Premium
Investment Home Loan

Suitable for borrowing over $250k where an offset account is important

  • Loans over $250k
  • Maximum LVR 90%
Find Out More
Premium
Investment Home Loan
Basic Investment Home Loan
3.18
%
P.A
Special Offer Variable Rate <80% LVR (P&I)^
3.19
%
P.A
Comparison Rate*
Basic Investment Home Loan
  • Loans from $250k
  • No Annual Fees
  • Waived Establishment Fee^
  • New Business Only^
Find out more
Standard Investment Home Loan
2.99
%
P.A
3 Year Fixed Rate (P&I)
4.47
%
P.A
Comparison Rate*
Standard Investment Home Loan
  • Loans up to $250k
  • Maximum LVR 90%
Find out more
Premium Investment Home Loan
2.79
%
P.A
3 Year Fixed Rate (P&I)
3.50
%
P.A
Comparison Rate*
Premium Investment Home Loan
  • Loans From $250
  • Maximum LVR 90%
Find out more
We have been with SCCU for over 45 Years and for the last 24 of them with our business as well. The staff are amazing people to do your banking with and the loans division make every buying and selling experience so easy. Our little hiccups have never been a drama for the staff to help us solve and nothing is ever too much trouble to help us along the way to building our business through banking. Their rates are always competitive and we would never consider another bank or financial institution for all our needs. Loyal staff and loyal friends = Best Bank Ever.
Neil & Kathalina
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What do comparison rates tell us?

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What’s your credit score?

Your Credit Score can sometimes be the difference between moving into your dream home and living in a crummy rental for eternity. But do any of us really know what a Credit Score is or what it means? So, this week I applied for a new credit card. Going through...

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  • The Little Details

    Products issued by Southern Cross Credit Union Ltd. Any advice given is of a general nature only and is not based on any consideration of your objectives, financial situation and needs. To decide if a product is right for you, please refer to the Summary of Accounts, Access Facilities and Transaction Limits. Eligibility criteria, fees and charges, terms and conditions apply.

    WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

    ^Available for new business only. Interest rate valid for new loan applications received between 1st April 2020 and 31st July 2020. Establishment Fee waiver applies to new loan applications received between 9th June 2020 and 31st July 2020.  Offers not available for switching of existing SCCU home loans or to applicants for another SCCU home loan fully approved prior to 1st April 2020. Not available through Broker introduced business.

    *Principle & Interest rates shown. For Interest Only lending rates, refer to our loan interest rate schedule.  The comparison rate is based on a $150,000 loan repayable over 25 years.