Planning to buy an investment property? Looking to refinance an existing investment home loan? We can help with our range of flexible investment home loans.

Basic
Investment Home Loan

Suitable for borrowing up to $400k with minimum 20% deposit

  • Loans up to $400k
  • Maximum LVR 80%
Find Out More
Basic
Investment Home Loan
Standard
Investment Home Loan

Suitable for borrowing up to $250k with less than 20% deposit

  • Loans up to $250k
  • Maximum LVR 90%
Find Out More
Standard
Investment Home Loan
Platinum
Investment Home Loan

Suitable for borrowing over $250k

  • Loans over $250k
  • Maximum LVR 90%
Find Out More
Platinum
Investment Home Loan
Platinum Professional
Investment Home Loan

Suitable for borrowing over $750k

  • Loans over $750k
  • Maximum LVR 90%
Find Out More
Platinum Professional
Investment Home Loan
Basic Investment Home Loan
3.63
%
P.A
Variable Rate (P&I)
3.68
%
P.A
Comparison Rate*
Basic Investment Home Loan
  • Loans up to $400k
  • Maximum LVR 80%
  • No Establishment / Annual Fees
Find out more
Standard Investment Home Loan
3.54
%
P.A
3 Year Fixed Rate (P&I)
4.79
%
P.A
Comparison Rate*
Standard Investment Home Loan
  • Loans up to $250k
  • Maximum LVR 90%
  • Offset Facility Available
Find out more
Platinum Investment Home Loan
3.44
%
P.A
3 Year Fixed Rate (P&I)
4.31
%
P.A
Comparison Rate*
Platinum Investment Home Loan
  • Loans Between $250-750k
  • Maximum LVR 90%
  • Offset Facility Available
Find out more
Platinum Professional Investment Home Loan
3.34
%
P.A
3 Year Fixed Rate (P&I)
4.18
%
P.A
Comparison Rate*
Platinum Professional Investment Home Loan
  • Loans Over $750k
  • Maximum LVR 90%
  • Offset Facility Available
Find out more
We have been with SCCU for over 45 Years and for the last 24 of them with our business as well. The staff are amazing people to do your banking with and the loans division make every buying and selling experience so easy. Our little hiccups have never been a drama for the staff to help us solve and nothing is ever too much trouble to help us along the way to building our business through banking. Their rates are always competitive and we would never consider another bank or financial institution for all our needs. Loyal staff and loyal friends = Best Bank Ever.
Neil & Kathalina
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Lenders Mortgage Insurance (LMI) Explained

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What do comparison rates tell us?

Comparison rates help us to compare loan products. They are designed to enable us to compare apples with apples, when it comes to the total cost of lending products, but unfortunately they don't paint the whole picture. What is a Comparison Rate? A comparison rate provides a simplified way to compare...

Comparison rates help us to compare loan products. They are designed to enable us to compare apples with apples,...

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What’s your credit score?

Your Credit Score can sometimes be the difference between moving into your dream home and living in a crummy rental for eternity. But do any of us really know what a Credit Score is or what it means? So, this week I applied for a new credit card. Going through...

Your Credit Score can sometimes be the difference between moving into your dream home and living in a crummy...

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  • The Little Details

    Products issued by Southern Cross Credit Union Ltd. Any advice given is of a general nature only and is not based on any consideration of your objectives, financial situation and needs. To decide if a product is right for you, please refer to the Summary of Accounts, Access Facilities and Transaction Limits. Eligibility criteria, fees and charges, terms and conditions apply.

    WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

    *Principle & Interest rates shown. For Interest Only lending rates, refer to our loan interest rate schedule.  The comparison rate is based on a $150,000 loan repayable over 25 years.