Looking to buy a new car, renovate your home or take a much needed holiday? Our Personal Loans could help with no ongoing or early repayment fees.

Secured
Personal Loan

Suitable for short-term borrowing up to $150k if you have existing security

  • Loans from $5k – $150k
  • No Monthly or Early Payout Fees
Find Out More
Secured
Personal Loan
Unsecured
Personal Loan

Suitable for short-term borrowing up to $30k if you have no existing security

  • Loans from $5k – $30k
  • No Monthly or Early Payout Fees
Find Out More
Unsecured
Personal Loan
Green
Personal Loan

A lower rate personal loan for buying a vehicle with lower emissions

  • Loans from $10k – $50k
  • No Monthly or Early Payout Fees
Find Out More
Green
Personal Loan
Secured Personal Loan
7.49
%
P.A
Interest Rate
7.84
%
P.A
Comparison Rate*
Secured Personal Loan
  • Loans from $5k – $150k
  • No Monthly or Early Payout Fees
  • Flexible Payment Schedule
Find Out More
Unsecured Personal Loan
10.49
%
P.A
Interest Rate
10.85
%
P.A
Comparison Rate*
Unsecured Personal Loan
  • Loans from $5k – $30k
  • No Monthly or Early Payout Fees
  • Flexible Payment Schedule
Find Out More
Green Personal Loan
7.29
%
P.A
Interest Rate
7.47
%
P.A
Comparison Rate*
Green Personal Loan
  • Loans from $10k – $50k
  • No Monthly or Early Payout Fees
  • Flexible Payment Schedule
Find Out More
We have been with SCCU for over 45 Years and for the last 24 of them with our business as well. The staff are amazing people to do your banking with and the loans division make every buying and selling experience so easy. Our little hiccups have never been a drama for the staff to help us solve and nothing is ever too much trouble to help us along the way to building our business through banking. Their rates are always competitive and we would never consider another bank or financial institution for all our needs. Loyal staff and loyal friends = Best Bank Ever.
Neil & Kathalina
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  • The Little Details

    Products issued by Southern Cross Credit Union Ltd. Any advice given is of a general nature only and is not based on any consideration of your objectives, financial situation and needs. To decide if a product is right for you, please refer to the Summary of Accounts, Access Facilities and Transaction Limits. Eligibility criteria, fees and charges, terms and conditions apply.

    WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

    *The comparison rate is based on a $30,000 loan repayable over 5 years.