Products issued by Southern Cross Credit Union Ltd. Any advice given is of a general nature only and is not based on any consideration of your objectives, financial situation and needs. To decide if a product is right for you, please refer to the Summary of Accounts, Access Facilities and Transaction Limits. Deposits up to $250,000 per account holder are guaranteed by the Federal Government under the Financial Claims Scheme.
Interest is calculated daily on whole balances and paid at maturity or annually for terms more than one year. If you’d like an early release of your term deposit before the maturity date an early withdrawal interest penalty will apply.
^A tiered interest rate means you will earn different rates of interest depending on the whole balance of your account. If your account balance is above a certain level, we will pay a higher rate of interest on the whole balance. Please speak to one of our friendly staff for further information.
*Fixed Rate is based on a deposit of $100,000 or greater for 12 months.