We can provide you with insurance for everything from cars and homes to travel through Allianz, one of the largest general insurers in Australia.

Buildings & Contents
Insurance
  • 24/7 emergency claims assistance
  • Combine your building and contents cover to receive up to 10% discount on your premium6,7
  • Pay by the month at no extra cost5
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Buildings & Contents
Insurance
Motor
Insurance
  • Legal Liability Cover up to $20,000,000
  • Rental Car for up to 30 Days3
  • Optional Tools of Trade Cover Available
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Motor
Insurance
Travel
Insurance
  • Unlimited Overseas Medical Expense Cover4
  • Rental Car Excess Cover
  • Worldwide 24/7 Emergency Assistance
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Travel
Insurance
Landlord
Insurance
  • Cover for your investment property
  • Save up to 10% on your first year’s premium when you buy a new policy online2,6
  • Pay by the month at no extra cost5
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Landlord
Insurance
Caravan & Trailer
Insurance
  • Legal Liability Cover up to $20,000,000
  • Emergency Accommodation Available
  • Cover for your Caravan Contents
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Caravan & Trailer
Insurance
You were professional to deal with and responded to my queries promptly. Initially I was concerned about changing to a non-bank lender, especially one outside Sydney, but you came recommended so we decided to go with you. I am now very happy that we moved to the Southern Cross Credit Union. We should have done it years ago.
Robyn
Healthy Homes

Home isn't just the place we live in. It's the place we return to, a place that makes us feel secure and sheltered and safe. However, pollutants (including bacteria and spores) and allergens may be present in the air that circulates your home; here we look at common home...

Home isn't just the place we live in. It's the place we return to, a place that makes us...

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How to Prevent a Fire in Your Home

Thousands of house fires occur across Australia every year, sometimes with the catastrophic consequence of the death of residents. Here's what you can do to prevent that from happening in your home. Home fires can pose a serious risk to you, your family, your home, and your possessions. Some of...

Thousands of house fires occur across Australia every year, sometimes with the catastrophic consequence of the death of residents....

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How to Keep Your Home Secure this Holiday Season

Even with overall burglary numbers falling, in 2017 over 170,000 Australian homes were burgled. Here are some ways you can help keep your home secure.  There was a 7% reduction in the number of burglaries across Australia from 2016 to 2017 and the absolute number of burglaries in Australia in...

Even with overall burglary numbers falling, in 2017 over 170,000 Australian homes were burgled. Here are some ways you...

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  • The Little Details

    Southern Cross Credit Union, ABN 82 087 650 682 AFSL No 241000 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. If you purchase this insurance, Southern Cross Credit Union will receive a commission that is a percentage of the ‎‎premium. Ask us for more details before we provide you with any services on this product. Details of the commission are set out in our Financial Services Guide. We do not provide advice on this insurance based on any consideration of your objectives, financial position or need. Policy terms, conditions, limits, exclusion and underwriting criteria apply. Before making a decision please consider the relevant Product Disclosure Statement.

    1 Online Discount (Home) – A premium discount of up to 10% is applied to your first years premium when you buy a new home insurance policy online including the following optional covers (if applicable); Accidental damage, Flood, Motor Burnout and Portable Contents. This discount is not applied on renewal.

    2 Online Discount (Landlord) – A premium discount of up to 10% is applied to your first years premium when you buy a new Landlord insurance policy online including to optional covers if selected; Rent default and Flood. This discount is not applied on renewal.

    3 Rental Car – Rental Car after theft of your vehicle – $100 per day limit, up to 30 days.

    4 Travel – Where used, the term ‘Unlimited’ only means there is no capped dollar sum insured. Terms, conditions, limits and exclusions apply as set out in the PDS. All costs and expenses claimed must be reasonable. We will only pay for treatment received and/or hospital accommodation during the 12 month period after the sickness first showed itself or the injury happened. You do not have cover under certain sections while travelling in Australia. Please refer to the Product Disclosure Statement for full details. In particular, please read the Pre-existing Medical Conditions section

    5 Instalment premiums – If you choose to pay your premium by instalments you do not pay us any more than if you pay your premium in one lump sum annually. The premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding. Note: Your financial institution may apply transaction fees to instalment payments.

    6 Minimum Premiums – If you are eligible for more than one discount, Allianz applies them in a predetermined order. This means any subsequent discount will be applied to the reduced premium amount after applying any prior discounts and the effect of the subsequent discount will be reduced. For example, the aggregate effect of applying two 10% discounts consecutively means that you will not see the full benefit of both these discounts. Discounts do not apply to taxes or government charges. Discounts do not apply to optional covers for Domestic Workers Compensation / Landlord Workers Compensation, and may not apply to other optional covers (if available and selected). Any discounts/entitlements may be subject to rounding and may only apply to the extent that any minimum premium is not reached.

    7 Combined – A discount of up to 10% for combining Buildings and Contents covers on one policy is applied for Building and Contents, Motor Burnout and Accidental damage cover where applicable. The combined policy discount does not apply to the optional Flood or Portable Contents covers.