Helping You with Your Insurance Needs

We can provide you with insurance for everything from cars to homes. We've partnered with Allianz, one of the largest general insurers in Australia. And by purchasing Allianz insurance through SCCU, you'll enjoy the convenience of having your banking and insurance under one roof.

Buildings & Contents
Insurance
  • 24/7 claims assistance
  • Combine your building and contents cover to receive up to 10% discount on your premium6,7
  • Pay by the month at no extra cost5
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Buildings & Contents
Insurance
Comprehensive Motor
Insurance
  • Legal Liability Cover up to $20,000,000
  • Rental Car for up to 30 Days if your Car is Stolen ($100 per day limit)3
  • Optional Tools of Trade Cover Available
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Comprehensive Motor
Insurance
Landlord
Insurance
  • Cover for your investment property
  • Save up to 10% on your first year’s premium when you buy a new landlord policy online2,6
  • Pay by the month at no extra cost5
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Landlord
Insurance
Caravan & Trailer
Insurance
  • Legal Liability Cover up to $20,000,000
  • Emergency Accommodation Available (Caravan policies only)
  • Cover for your Caravan Contents
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Caravan & Trailer
Insurance
Rachael has been outstanding in helping my wife and I purchase our new home in Gladstone Central Qld, Rachael also helped us 3 years ago purchase an investment property which we still have. We lived on the Tweed Coast for 14 years and have always banked with SCCU, even though we relocated to Central Qld 6 years ago. The reason we remain with SCCU rather than be attracted by one of the Big Banking companies is the excellent customer service and great attitude of the SCCU team. Even with the distance and us both working in very busy jobs, Rachael made the job of purchasing our new property stress free and straight forward, all the time nothing was a hassle for her. I wanted to let you know that your staff are excellent, and as always I will continue to recommend you to the many friends I have in the Tweed area and elsewhere.      
Peter & Melissa
We chose to bank with our local SCCU for many reasons. The staff are very cheerful and helpful. It is an enjoyable in-branch experience at a convenient location. Opening hours are longer than most other banks in our area and they are open every weekday. We bank exclusively with SCCU for our personal, business and children's accounts. We have always been happy with their customer service and have recommended SCCU to our local sports club and school
Tony & Alisha
We have been with SCCU for over 45 Years and for the last 24 of them with our business as well. The staff are amazing people to do your banking with and the loans division make every buying and selling experience so easy. Our little hiccups have never been a drama for the staff to help us solve and nothing is ever too much trouble to help us along the way to building our business through banking. Their rates are always competitive and we would never consider another bank or financial institution for all our needs. Loyal staff and loyal friends = Best Bank Ever.
Neil & Kathalina
I really appreciate the warm service at SCCU Byron Branch that makes popping in to do some banking surprisingly enjoyable. The friendly atmosphere has really encouraged me to make some big personal savings towards my goals and I like knowing my money is invested locally. SCCU works for me!
Jedd
You were professional to deal with and responded to my queries promptly. Initially I was concerned about changing to a non-bank lender, especially one outside Sydney, but you came recommended so we decided to go with you. I am now very happy that we moved to the Southern Cross Credit Union. We should have done it years ago.
Robyn
Pet Insurance
Pet,  Dog,  Cats,  Finance,  Save,  Balance,  Budget,  Planning,  Insurance

If you’re like us, you’ll find that there isn’t anything more ‘purr-plexing’ than the array of pet insurance products available to the Australian pet owner. In fact, we’d go so far as to say that it can be a ‘ruff’ ride to find out what works best for you. Okay,...

If you’re like us, you’ll find that there isn’t anything more ‘purr-plexing’ than the array of pet insurance products...

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  • The Little Details

    Southern Cross Credit Union, ABN 82 087 650 682 AFSL No 241000 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. If you purchase this insurance, Southern Cross Credit Union will receive a commission that is a percentage of the ‎‎premium. Ask us for more details before we provide you with any services on this product. Details of the commission are set out in our Financial Services Guide. We do not provide advice on this insurance based on any consideration of your objectives, financial position or need. Policy terms, conditions, limits, exclusion and underwriting criteria apply. Before making a decision please consider the relevant Product Disclosure Statement.

    The relevant Target Market Determination is available by calling 1300 360 744.

    1 Online Discount (Home) – When you buy a new home insurance policy online a discount of up to 10% is applied to your first year’s premium including for the following optional covers (if selected); Accidental damage, Flood, Motor Burnout and Portable Contents. This discount is not applied on renewal.

    2 Online Discount – (Landlord )– When you buy a new Landlord insurance policy online a premium discount of up to 10% is applied to your first year’s premium including the optional cover Flood. This discount is not applied on renewal.

    3Rental Car – We will extend your rental car or daily travel allowance period to the extent that we caused or contributed to the delay in repairing your vehicle.

    5 Instalment premiums – If you choose to pay your premium by instalments you do not pay us any more than if you pay your premium in one lump sum annually. The premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding. Note: Your financial institution may apply transaction fees to instalment payments.

    6 Minimum Premiums – If you are eligible for more than one discount, Allianz applies them in a predetermined order. This means any subsequent discount will be applied to the reduced premium amount after applying any prior discounts and the effect of the subsequent discount will be reduced. For example, the aggregate effect of applying two 10% discounts consecutively means that you will not see the full benefit of both these discounts. Discounts do not apply to taxes or government charges. Discounts do not apply to optional covers for Domestic Workers Compensation / Landlord Workers Compensation, and may not apply to other optional covers (if available and selected). Any discounts/entitlements may be subject to rounding and may only apply to the extent that any minimum premium is not reached.

    7 Combined (Applies to Home & Contents only) – A discount of up to 10% for combining Buildings and Contents covers on one policy is applied for Building and Contents, Motor Burnout and Accidental damage cover where applicable. The combined policy discount does not apply to the optional Flood or Portable Contents covers. This combined discount does not apply to Landlord Insurance policies.