Looking to sort out your Everyday Banking? Check out our Transaction & Savings Accounts, Term Deposits and Overseas Payment facilities. What are you looking for?

Transaction Accounts

Manage your everyday money with an SCCU transaction account through Mobile Banking, Netbanking or your local branch.

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Transaction Accounts
Savings Accounts

Manage your savings with our interest earning savings accounts. What are your savings goals?

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Savings Accounts
Term Deposits

Not expecting to dip into your savings for a little while?  Take a peek at our Term Deposits.

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Term Deposits
International Payments

Need to send or receive payments from overseas? We’ve partnered with AMEX to bring you international payments direct from Netbanking!

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International Payments
Star Saver
1.50%
%
P.A
Standard Variable Rate
Star Saver
$0
Waived Monthly Account Fee*
$0
Minimum Balance
  • Make unlimited transactions without losing interest
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I really appreciate the warm service at SCCU Byron Branch that makes popping in to do some banking surprisingly enjoyable. The friendly atmosphere has really encouraged me to make some big personal savings towards my goals and I like knowing my money is invested locally. SCCU works for me!
Jedd
Paid the Wrong Account: What Now?

Did you know that if you make a Mistaken Internet Payment, there is a real risk of losing your money, regardless of who you bank with? What is a Mistaken Internet Payment?​ A Mistaken Internet Payment happens when you transfer money to an unintended recipient using the 'Pay Anyone' function in...

Did you know that if you make a Mistaken Internet Payment, there is a real risk of losing your...

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Travel Money – What are my Options?

Security. Accessibility. Exchange rates. Hidden costs! These are all things we worry about when considering how to pay for expenses when travelling overseas. Whether you are a first time traveller or a seasoned nomad, assessing the options available before setting foot on the plane can make a big difference to...

Security. Accessibility. Exchange rates. Hidden costs! These are all things we worry about when considering how to pay for expenses...

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How your TFN can save you money!

Have you provided your TFN or ABN to your financial institution? If not, then it's probably costing you money! Did you know that Withholding Tax is applied to interest payments on accounts owned by non-residents of Australia? From the ATO's perspective, if the institution you bank with does not have...

Have you provided your TFN or ABN to your financial institution? If not, then it's probably costing you money! Did...

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What’s your credit score?

Your Credit Score can sometimes be the difference between moving into your dream home and living in a crummy rental for eternity. But do any of us really know what a Credit Score is or what it means? So, this week I applied for a new credit card. Going through...

Your Credit Score can sometimes be the difference between moving into your dream home and living in a crummy...

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  • The Little Details

    Products issued by Southern Cross Credit Union Ltd. Any advice given is of a general nature only and is not based on any consideration of your objectives, financial situation and needs. To decide if a product is right for you, please refer to the Summary of Accounts, Access Facilities and Transaction Limits. Deposits up to $250,000 per account holder are guaranteed by the Federal Government under the Financial Claims Scheme.

    * Standard account fee of $6 per month is waived for under 21’s; if your account balance remains over $3k; or if you have over $30k total in deposits and/or loans with us