Looking to sort out your Everyday Banking? Check out our Transaction & Savings Accounts, Term Deposits and Overseas Payment facilities. What are you looking for?

Transaction Accounts

Manage your everyday money with an SCCU transaction account through Mobile Banking, Netbanking or your local branch.

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Transaction Accounts
Savings Accounts

Manage your savings with our interest earning savings accounts. What are your savings goals?

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Savings Accounts
Term Deposits

Not expecting to dip into your savings for a little while?  Take a peek at our Term Deposits.

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Term Deposits
International Payments

Need to send or receive payments from overseas? We’ve partnered with AMEX to bring you international payments direct from Netbanking!

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International Payments
Term Deposits up to
0.75%
%
P.A
for 24 months*
Term Deposits up to
  • No Account Fees
  • Minimum Deposit of $100k
  • Terms from 1 month +
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Rachael has been outstanding in helping my wife and I purchase our new home in Gladstone Central Qld, Rachael also helped us 3 years ago purchase an investment property which we still have. We lived on the Tweed Coast for 14 years and have always banked with SCCU, even though we relocated to Central Qld 6 years ago. The reason we remain with SCCU rather than be attracted by one of the Big Banking companies is the excellent customer service and great attitude of the SCCU team. Even with the distance and us both working in very busy jobs, Rachael made the job of purchasing our new property stress free and straight forward, all the time nothing was a hassle for her. I wanted to let you know that your staff are excellent, and as always I will continue to recommend you to the many friends I have in the Tweed area and elsewhere.      
Peter & Melissa
We chose to bank with our local SCCU for many reasons. The staff are very cheerful and helpful. It is an enjoyable in-branch experience at a convenient location. Opening hours are longer than most other banks in our area and they are open every weekday. We bank exclusively with SCCU for our personal, business and children's accounts. We have always been happy with their customer service and have recommended SCCU to our local sports club and school
Tony & Alisha
We have been with SCCU for over 45 Years and for the last 24 of them with our business as well. The staff are amazing people to do your banking with and the loans division make every buying and selling experience so easy. Our little hiccups have never been a drama for the staff to help us solve and nothing is ever too much trouble to help us along the way to building our business through banking. Their rates are always competitive and we would never consider another bank or financial institution for all our needs. Loyal staff and loyal friends = Best Bank Ever.
Neil & Kathalina
I really appreciate the warm service at SCCU Byron Branch that makes popping in to do some banking surprisingly enjoyable. The friendly atmosphere has really encouraged me to make some big personal savings towards my goals and I like knowing my money is invested locally. SCCU works for me!
Jedd
You were professional to deal with and responded to my queries promptly. Initially I was concerned about changing to a non-bank lender, especially one outside Sydney, but you came recommended so we decided to go with you. I am now very happy that we moved to the Southern Cross Credit Union. We should have done it years ago.
Robyn
Seven Books to Improve Your Money Mindset!

It’s amazing how addictive reading about good money habits can be.  Here are seven books we think are a must for those of you keen to improve your financial habits. The Barefoot Investor: The only money guide you’ll ever need With almost 2 million copies sold, Scott Pape’s best seller...

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How to Stop Living Pay Cheque to Pay Cheque?

For many, Simply Red’s song “Money’s too tight to mention” makes us feel incredibly seen.  We are living pay cheque to pay cheque, with no savings in reserve should something go wrong, feeling the daily stress of making do. And like many long standing habits, our approach to money can...

For many, Simply Red’s song “Money’s too tight to mention” makes us feel incredibly seen.  We are living pay...

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Things to Think About When Working in The Gig Economy

The gig economy has had a peculiar trajectory during the pandemic, which has been influenced by lockdown, border closure and government policies.  It dipped severely in the beginning and then rose to more than 40% of pre-Covid numbers.  This has largely been driven by the increase of the meal...

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  • The Little Details

    Products issued by Southern Cross Credit Union Ltd. Any advice given is of a general nature only and is not based on any consideration of your objectives, financial situation and needs. To decide if a product is right for you, please refer to the Summary of Accounts, Access Facilities and Transaction Limits. Deposits up to $250,000 per account holder are guaranteed by the Federal Government under the Financial Claims Scheme.

    *Fixed Rate is based on a deposit of $100,000 or greater for 12 months.