Looking for a convenient and secure way to access your money when travelling overseas? With 24/7 global assistance, Cash Passport could be exactly what you need.

Product Features

Cash Passport Platinum Mastercard

Product Features
24/7 global assistance
Free global Wi-Fi1
Emergency cash access2
Lock and load up to 11 currencies3
Accepted at millions of locations worldwide4
Product Features

Cash Passport Platinum Mastercard

24/7 global assistance
Free global Wi-Fi1
Emergency cash access2
Lock and load up to 11 currencies3
Accepted at millions of locations worldwide4
Fees & Charges

What does this Mean?

Cash Passport Platinum Mastercard

Initial card issue fee
When you first purchase your card $0
Initial load fee
When you load your card online for the first time $0
Debit Card Load fee (including Initial Loads and Reloads)
Each time you load or reload your Card using your debit card (additional to any other applicable fees) via web/mobile. Note: you may be charged other fees by third parties for the transaction (e.g. your debit card issuer). Fee is per Debit Card Load transaction $5
Reload fee (online)
Each time you reload additional funds onto your card online via web/mobile (except when using Debit Card load) $0
Reload fee (Bank Transfer)
Each time you reload additional funds onto your card using bank transfer details without booking your rate via web/mobile $0
Reload Fee (BPAY)
Each time you reload additional funds onto your card using BPAY details without booking your rate via web/mobile. Fee is as a percentage of reload amount. 1%
Administrative fee (in-store only)
When you purchase your card and load AUD in-store (or subsequently reload), with the help of a customer service representative. Not applicable when loading/reloading foreign currency. 1.1% of the load/reload amount
Additional card fee
When you opt for an additional card at the time of purchase $5
Replacement card fee
When you request a replacement Card for lost/stolen Cards $0
Inactivity fee
A fee commonly charged after a period of inactivity $0
Cash out fee
The fee charged when you cash out any amount on your Card (other than withdrawals from an ATM) $10
Domestic card to card
When you transfer funds to another Australian issued Cash Passport Platinum or standard Cash Passport using domestic card to card functionality $0
International card to card
When you transfer funds to a New Zealand issued Cash Passport Platinum or standard Cash Passport using international card to card functionality (or any other overseas issued Cash Passport if we make this available and notify you) AUD 5.00, USD 4.00, EUR 3.50, GBP 3.00, NZD 5.00, THB 115 (if supported on recipient’s Cash Passport), CAD 5.00, HKD 30.00, JPY 375, SGD 5.00, AED 15.00 (if supported on recipient’s Cash Passport)
Domestic ATM fee
Each time you withdraw cash from an ATM in Australia 2.95% of value withdrawn
International ATM withdrawal fee (outside Australia)
Each time you withdraw cash from an ATM outside of Australia using your Card USD 2.50, EUR 2.50, GBP 2.00, NZD 3.50, THB 80.00, CAD 3.50, HKD 18.00, JPY 260.00, SGD 3.50, AED 10.00, AUD 3.50 (for international ATM withdrawals in countries not mentioned above or insufficient funds in the relevant Currency to cover the whole transaction)
Currency to currency fee
When you request to transfer funds from one currency to another currency on the same card. You'll see the applicable foreign exchange rate as determined by Mastercard at time of transaction $0
Currency conversion fee
Applied when a purchase or ATM withdrawal is conducted in a currency either not loaded or sufficient to complete the transaction and the cost is allocated against the currency/ies used to fund the transaction. The spend rate will apply to foreign exchange transactions in accordance with the Terms & Conditions $0
Compare

What does this Mean?

Initial card issue fee
When you first purchase your card
Initial load fee
When you load your card online for the first time
Debit Card Load fee (including Initial Loads and Reloads)
Each time you load or reload your Card using your debit card (additional to any other applicable fees) via web/mobile. Note: you may be charged other fees by third parties for the transaction (e.g. your debit card issuer). Fee is per Debit Card Load transaction
Reload fee (online)
Each time you reload additional funds onto your card online via web/mobile (except when using Debit Card load)
Reload fee (Bank Transfer)
Each time you reload additional funds onto your card using bank transfer details without booking your rate via web/mobile
Reload Fee (BPAY)
Each time you reload additional funds onto your card using BPAY details without booking your rate via web/mobile. Fee is as a percentage of reload amount.
Administrative fee (in-store only)
When you purchase your card and load AUD in-store (or subsequently reload), with the help of a customer service representative. Not applicable when loading/reloading foreign currency.
Additional card fee
When you opt for an additional card at the time of purchase
Replacement card fee
When you request a replacement Card for lost/stolen Cards
Inactivity fee
A fee commonly charged after a period of inactivity
Cash out fee
The fee charged when you cash out any amount on your Card (other than withdrawals from an ATM)
Domestic card to card
When you transfer funds to another Australian issued Cash Passport Platinum or standard Cash Passport using domestic card to card functionality
International card to card
When you transfer funds to a New Zealand issued Cash Passport Platinum or standard Cash Passport using international card to card functionality (or any other overseas issued Cash Passport if we make this available and notify you)
Domestic ATM fee
Each time you withdraw cash from an ATM in Australia
International ATM withdrawal fee (outside Australia)
Each time you withdraw cash from an ATM outside of Australia using your Card
Currency to currency fee
When you request to transfer funds from one currency to another currency on the same card. You'll see the applicable foreign exchange rate as determined by Mastercard at time of transaction
Currency conversion fee
Applied when a purchase or ATM withdrawal is conducted in a currency either not loaded or sufficient to complete the transaction and the cost is allocated against the currency/ies used to fund the transaction. The spend rate will apply to foreign exchange transactions in accordance with the Terms & Conditions

Cash Passport Platinum Mastercard

Initial card issue fee
$0
Initial load fee
$0
Debit Card Load fee (including Initial Loads and Reloads)
$5
Reload fee (online)
$0
Reload fee (Bank Transfer)
$0
Reload Fee (BPAY)
1%
Administrative fee (in-store only)
1.1% of the load/reload amount
Additional card fee
$5
Replacement card fee
$0
Inactivity fee
$0
Cash out fee
$10
Domestic card to card
$0
International card to card
AUD 5.00, USD 4.00, EUR 3.50, GBP 3.00, NZD 5.00, THB 115 (if supported on recipient’s Cash Passport), CAD 5.00, HKD 30.00, JPY 375, SGD 5.00, AED 15.00 (if supported on recipient’s Cash Passport)
Domestic ATM fee
2.95% of value withdrawn
International ATM withdrawal fee (outside Australia)
USD 2.50, EUR 2.50, GBP 2.00, NZD 3.50, THB 80.00, CAD 3.50, HKD 18.00, JPY 260.00, SGD 3.50, AED 10.00, AUD 3.50 (for international ATM withdrawals in countries not mentioned above or insufficient funds in the relevant Currency to cover the whole transaction)
Currency to currency fee
$0
Currency conversion fee
$0
  • The Little Details

    Mastercard Prepaid Management Services Australia Pty Ltd (ABN 47 145 452 044, AFSL 386 837) arranges for the issue of the Multi-currency Cash Passport™ and Cash Passport™ Platinum Mastercard (“Cash Passport”) in conjunction with the issuer, Heritage Bank Limited (ABN 32 087 652 024, AFSL 240 984). You should consider the Product Disclosure Statement for the relevant Cash Passport available at cashpassport.com.au before deciding to acquire the product. Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you.

    Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

    1 T&Cs apply. Wi-Fi is provided by Boingo hotspots. Visit cashpassport.com.au and mastercard.boingo.com for more information.

    T&Cs apply. Customer must contact Customer service to report lost or stolen card. Emergency cash can be arranged up to the balance on your Cash Passport, subject to availability of funds at the approved agent location.

    3 Lock-in your exchange rates means the exchange rate is locked in for the initial load only. The exchange rates for subsequent reloads will be set at the prevailing exchange rate at the time of the transaction.

    4 Subject to any surcharge that may be imposed directly by merchants. Cash Passport is unable to be used for purchases related to gambling or adult entertainment. Currently Cash Passport cannot be used in the following countries and geographical regions due to sanctions that are currently in place: Crimea, Iran, North Korea, Sudan and Syria. If you attempt to use your card at merchants in any of these countries and geographical regions, your request will be declined. In addition, the ATMs and POS terminals are not owned or operated by the Issuer or Mastercard Prepaid Management Services Australia Pty Ltd and the Issuer or Mastercard Prepaid Management Services Australia Pty Ltd are not responsible for ensuring that merchants will accept the Card. For example, the Issuer and Mastercard Prepaid Management Services Australia Pty Ltd Limited cannot control when an ATM or POS terminal is due for maintenance or is faulty or if a merchant chooses not to accept the card. In such cases, your card may not function properly or be declined. For more information please see the Product Disclosure Statement at cashpassport.com.au.

You were professional to deal with and responded to my queries promptly. Initially I was concerned about changing to a non-bank lender, especially one outside Sydney, but you came recommended so we decided to go with you. I am now very happy that we moved to the Southern Cross Credit Union. We should have done it years ago.
Robyn
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