Earn Community Rewards with Australia's Mutual of the Year

Request a call from one of our Lenders, tell us which Community Rewards partner sent you our way, and you could earn them up to $1,000!!

Enquire Today

Enquire Today

Complete the enquiry form below and your local Lending Specialist will be in touch within the next 2 business days

Community Rewards

Keep it Local

Request a call from one our Lenders about your Home or Personal Loan, mention your local group sent you, and if you find a deal that’s right for you, you could earn up to $1,000 for that group!

Keep it Local
Give Back

SCCU have partnered with local community groups to give back to them through this program, at no extra cost to you

Give Back
Have an Impact

If you find a product that’s right for you, you get a better deal and your local club gets a bonus, it’s win win!

Have an Impact

How SCCU Community Rewards Work


By joining our Community Rewards Program we will reward your organisation or club for referring new customers to us. It can be a great way to earn significant funding for your cause and also help the people you refer to secure a competitive rate on their loan:

  • Each customer you refer who takes out an eligible SCCU home loan will earn your organisation or club $1,000
  • Each customer you refer who takes out an eligible SCCU personal loan will earn your organisation or club $100

When you sign up for Community Rewards, we will provide all the support you need to get started in referring people in your network to us. The  referral process is straight forward:

  • Let everyone know you’re a part of SCCU Community Rewards and that they can help support your club by talking to us about home loan or personal loan needs.
  • They can make direct contact with us to book an appointment with one of our lending specialists, letting us know that they have been referred by your organisation or club; Or you can provide us the details of a referral and we can make contact to book the appointment
  • For all eligible referrals you’ll be rewarded upon settlement of the loan


Enquire Today

Through their Community Grants program, Southern Cross Credit Union have demonstrated their commitment to environmental sustainability  in our region in a number of ways. As well as funding projects to recycle plastic waste and remediate contaminated soil, they have supported Byron Bay Wildlife Hospital to provide expert veterinary care to native animals. Many of our patients are sea turtles, and  SCCU’s $10,000 grant will be used in partnership with Australian Seabird Rescue to secure a much-needed Sea Turtle Recovery Dry Docking System, assisting with their rehabilitation before being released back into their ocean home. We’re so very grateful to SCCU for their support and applaud their commitment to conservation and sustainability projects.    
Dr Stephen Van Mil - Founder and CEO, Byron Bay Wildlife Hospital
Southern Cross Credit Unit is an outstanding example of a business that is all about doing right by the communities that it operates in. By supporting local organisations such as ours (Positive Change for Marine Life), they are helping to address major issues around sustainability and environmental management. As is true to character for a locally focused, community-oriented business, they not only support us financially, but by actively attending and getting involved in community events. We are proud to have SCCU as a long term partner for our projects and campaigns, as we strive to foster greater community custodianship of the incredible environments we call home.
Dane Marx - Positive Change For Marine Life
"Access to having the same uniform really helped us to create a team environment where all women feel they belong. Quality footwear is also really important not only for safety but also for physical comfort as the work does require spending a lot of time on your feet.  The support from SCCU has made all the difference and we’re so grateful”
Sam Birmingham - Operations Manager for the Linen SHIFT
"Sea Turtles are often presented due to swallowing fishing line, hooks and plastic, and injuries such as boat strike. Whilst the expert team at Byron Bay Wildlife Hospital can undertake life-saving surgeries, the recovery and rehabilitation is critical in the process. The grant from SCCU will allow us to build a Sea Turtle Recovery Dry Docking facility, which will mean that our cases recover fully and quickly, and can be released back into the ocean where they belong"
Stephen Van Mil - Founder and CEO, Byron Wildlife Hospital
"The Pottsville Beach Community Hall is the only large indoor community venue in the Pottsville area. The hall benefits many people in our village and is hired on a regular basis for weekly activities; Pottsville Beach Neighbourhood Centre Cook-up team, dance studio, adult exercise classes, yoga, senior life ball activities and regular Sunday church services. The hall is also used for many community events including the annual Miss Pottsville Ball and RSL ceremonies. The SCCU Grant providing the installation of a commercial dishwasher will be of great benefit to hall hirers for functions and the Pottsville Beach Neighbourhood Centres’ Cook-Up team who distribute meals to people in need every week.  The timely installation of a commercial dishwasher will also be an enormous help to our volunteer ‘dishwasher-uppers’ at our Christmas Day community lunch."
Janet Tkachenko - Pottsville Beach Community Hall Inc
"This grant provides us with a welcome boost to introduce the Impactful Youth Project into the Northern Rivers region. We’ve been conducting camps in Queensland for seven years, and we’re ready to introduce them to our own region. To have received the endorsement of SCCU means there is support for it to be expanded to this region. That’s exciting for us, because we consider the training of young people as sacred and important at this time. The more we can provide them with resources to contribute to a stronger humanity the stronger they will feel to lead our communities into the future.”
Kirsty Greenshields - Impactful Youth Project
  • The Little Details

    Southern Cross Credit Union Ltd. ABN 82 087 650 682 AFSL & Australian Credit Licence 241000. Referrer Reward offer only available to SCCU Accredited referrers on either a current Downstream or Upstream Agreement. $1000 Referrer Rewards payment is made for every funded eligible referred home loan over $200k. $100 Referrer Rewards payment is made for every funded eligible referred personal loan over $5k. Valid on new SCCU loan customers referred only. One payment limit will be made, per referral. Maximum of $1,000 payment, per referral. Credit eligibility criteria, fees and charges, terms and conditions apply.