$60K in Community Grants - Applications Closing Soon!

This year, we’re opening our SCCU Grants program up to individuals, families, businesses and community groups to deliver more support than ever before! We know communities of all sizes need us and we're excited to support the small, the big and the even bigger - with a little help from our friends at American Express. Eligibility criteria applies*.

Moving Forward Together

Every application will need to select from our 2020 themes that help bring to life the spirit of our program.

Were you on the cusp of starting a new business, about to patent a design that could spark change, planning to go back to study or have an idea that could help getting people back to your club?

Can you make an impact on the world around you, help the region we love, become a leader or have a new idea that future generations will thank you for?

  • Key Dates

    Thursday 6th August: Grants Applications Open

    Wednesday 30th September: Applications Close

    Monday 5th October: Finalists Announced and Voting opens

    Friday 30th October: Voting Closes

    Monday 16th November: Recipients Announced!

  • Categories

    All applications will need to self allocate from the categories below however we provide this to encourage ideas, and have an ”other’ categories because we understand not one size fits all.

    Art and culture

    Initiatives related to the celebration, preservation or ongoing impact of arts, cultural and heritage projects in the Northern Rivers and Tweed region. Example projects may include equipment, services and/or facilities such as community arts projects, restoration of items or areas with historical or cultural significance, performances.


    Initiatives that support imparting information or knowledge, skill sharing or improve delivery of teaching and education services. Example projects may include equipment, services and/or facilities such as teaching aides and resources, reading programs, creating access and opportunities to engage in education.

    Sport and recreation

    Initiatives providing sport and recreational benefit to the wider community. Example projects may include equipment, services and/or facilities such as shade for events, sporting equipment, uniforms, upgrading facilities, first aid equipment, tournaments, and training programs.

    Environment and sustainability

    Initiatives that focus on building awareness, preservation, engagement with and/or sustainability of the natural environment. Example projects may include equipment, services and/or facilities such as community gardens, sustainability education, restoration or care of ecosystems.

    Health and well-being

    Improving community access to health and well-being services. Example projects may include equipment, services and/or facilities for youth groups, mentoring programs, community health services, health education, training and development programs.


    Initiatives promoting our region as the place to holiday. Example projects include activity programs/attractions to bring tourists to the area and promote the Northern Rivers highlights, education on our region, and big name events.

    Digital and Tech

    Improving community access to digital and tech availability and quality in the Northern Rivers. Ideas to drive improvements, upgrades, change and aim in the betterment of our area using tech advances.

    Hospitality and Retail

    Initiatives enhancing community lifestyle and improvement in the hospitality and retail industries. Examples include ideas to introduce new and exciting business operations to our community.


    Any other ideas that do not fall into the above categories.

  • The Little Details

    *We aim to make the application process simple and give every applicant an equal opportunity to produce a quality application. This includes questions to guide you through submission criteria, including category and whether you are applying under the ‘Take Back Momentum’ or ‘Create a Better Future’ themes.  Within your application, you can also outline the amount you are applying for as the SCCU Grants Program provides between $1k and $20k to successful applicants, awarded amount limits stated are subject to change

    While we welcome individuals, businesses, families and community groups to consider applying, unfortunately the following are ineligible for support through this program:

    • Individual pursuits such as debt repayments, travel or ongoing medical treatment
    • Events where another financial institution, bank or insurance competitor are a sponsor
    • Programs that could be detrimental to public health or safety, discriminatory, or offensive to the community
    • Projects of a political or religious nature
    • Events that encourage smoking, substance abuse, irresponsible alcohol consumption or gambling
    • Organisations and events outside the Northern Rivers Region


    Additionally, the following Terms and Condition’s apply:

    • During the application process, it’s expected you’ll be able to explain how the funding would be used should you be successful, and allow SCCU to follow and publish the progress of your Grant allocation for a minimum of 12 months. This may include requests to provide media content or imagery that SCCU can publish to share your progress.
    • Completion of the application form is a critical part of our evaluation process which we use to measure your application against our selection criteria.
    • We ask for an initial photograph to be submitted with each application, and upon providing, permission for SCCU to use in advertising is granted
    • All applications will be reviewed after the closing date of 30 of September 2020, with all applications that meet the eligibility criteria considered. Finalists will be advised via email, along with details of the voting process to follow.
    • The voting numbers received during the process form a part of the decision process to award Grants, but do not determine recipients alone.
    • All eligible applicants will be advised via email within 2 business days of the outcome of their application after the successful recipients have been determined.
    • If your application is successful, we will contact you to award funding and discuss ongoing engagement. If your application is unsuccessful we encourage you to reapply next year, as well as consider applying for our Referrer Rewards Program.
    • All applicants must satisfy all relevant and applicable terms have been appropriately disclosed.

    For more information in relation to eligibility criteria please contact us.

  • 2019 Recipients

    Reforest Now

    A non-profit organisation based in Byron Bay, Reforest Now grows and plants trees to combat climate change and restore ecosystems. The Reforest Now nursery is located in the Mullumbimby Community Gardens, and grows 23,000 native Australian trees each year. The nursery is currently at maximum capacity with three tunnels, and Reforest Now will use our Community Grant to build a 4th misting house tunnel, that will increase their capacity by 100% (an additional 23,000 trees per year) to help meet the growing demand for trees to be replanted in our region.

    Shedding Community Workshop

    Shedding Community Workshop aims to provide a unique, supportive and ‘hands-on’ workshop environment for members of the community to come together and develop sustainable skills in carpentry, building and everything in between. A popular community workshop pilot already, this Community Grant will be used to meet the growing demand for, and provide equitable access to, a range of up-skilling workshops, inclusively benefitting all members of our community – young and old, men and women, parents and families. Our $5,000 will provide an additional 20 free community workshops, every Friday for a 5 month period, where members of our community will learn life skills, that will help create a connected, resilient and sustainable community

    The S.H.I.F.T. Project

    The SHIFT Kitchen at Bangalow Heritage House is a community initiative that supports women experiencing homelessness and disadvantage in the Byron Shire. It aims to increase the health and wellbeing of women by increasing their knowledge and skills in healthy cooking, and increasing their employability. Our Community Grant will introduce a hospitality employment path that will provide professional training for project participants, including Food Safety Supervisor courses and Barista Training courses, along with the equipment to provide them skills to return to the workforce.

Things Just Got Better!

Proving how businesses can come together to make a real impact, an additional $10,000 has been added on top of our $50,000 Community Grants program thanks to our international payments partner, American Express.

On behalf of the members of the Cudgen Rural Fire Brigade a sincere thanks to the Southern Cross Credit Union for their recent generous donation of $839.00 The funds will be put towards the costs of fitting map lights and hard wiring in a GPS, an Ipad, and accessory charging sockets in the Cudgen Cat 7 Fie appliance. These items will greatly assist in our fire fighting duties. Your support is very much appreciated. Many thanks! Judy Eglington Secretary / Treasurer
Cudgen Rural Fire Brigade
Kingscliff Netball are proud to be partnered with Southern Cross Credit Union and have recently had the privilege of utilising their meeting rooms for our committee meetings. The room is very user friendly, great amenities and the space we needed to spread out and get the job done. The girls were very helpful in ensuring everything was set up for us just as we needed it and we look forward to making use of this room on a regular basis in the future. Courtney Jones - President
Kingscliff Netball Club
Thanks for making available the conference room at Southern Cross Credit Union’s Head Office today. Being able to utilise your facility at short notice for staff promotional interviews/assessments was very much appreciated by both the panel and the candidates. Conducting the interviews/assessments away from the Fire Station and staff also enabled the assessments to be conducted in a confidential and professional manner. Thanks again Insp Gary White, Duty Commander Regional North 2
Fire and Rescue NSW
I’m so thrilled we decided to have our team development day in SSCU’s Mirrabooka room. Toni and Zoe were extremely friendly and accommodating, they had everything set up for us by the time we arrived.  Jo loved the ‘state of the art’ IT system, her power point presentation and laptop integration worked like a breeze.  I also found the flip charts extremely useful for discussion notes.  The space was big enough for individual team sessions and intimate enough for everyone to hear. Morning tea and lunch worked seamlessly, we had everything we needed in the kitchen and the outside sundeck was delightful. The team loved the coffee machine! It certainly helped with the quiet times in our meeting! Overall the day was a huge success! Thank you so much for creating a local facility with the class and sophistication of the city! I look forward to seeing you all again soon. Deepest thanks Jude McColm  
Tweed Coast Plan Management
One of our lovely volunteers just returned from picking up leftover Daffodil Day merchandise from Jenny at First National. Jenny informed her that Southern Cross Credit Union was integral to their success in raising over $2,000. Thank you for supporting this event. I believe you also hosted a Pink event today- thank you also for that. It’s wonderful to have the support of local businesses. Funds raised help us support local cancer patients and their families and also contribute to research projects and advocating to government.
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