Don't Simply Dream!
Drive away in your new car with a new vehicle loan.
What are you waiting for?

Looking to buy a brand new car for personal use? Our New Vehicle Loan could help by offering a lower interest rate than our secured personal loan.

*Comparison rate is based on a loan of $30,000 repayable over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

New Vehicle Loan
6.99
%
P.A
Fixed Interest Rate
7.91
%
P.A
Comparison Rate*
New Vehicle Loan
  • Loans from $5k – $150k
  • No Penalties for Early Repayment
  • Unlimited Free Extra Repayments

Secured Personal Loan

Unsecured Personal Loan

New Vehicle Loan

Product Features
Minimum Loan Amount
$5,000$5,000$5,000
Maximum Loan Amount
$150,000$150,000$150,000
Minimum Loan Term
3 years3 years3 years
Maximum Loan Term
7 years7 years7 years
Additional Repayments Available
YesYesYes
Product Features
Compare

Secured Personal Loan

Minimum Loan Amount
$5,000
Maximum Loan Amount
$150,000
Minimum Loan Term
3 years
Maximum Loan Term
7 years
Additional Repayments Available
Yes

Unsecured Personal Loan

Minimum Loan Amount
$5,000
Maximum Loan Amount
$150,000
Minimum Loan Term
3 years
Maximum Loan Term
7 years
Additional Repayments Available
Yes

New Vehicle Loan

Minimum Loan Amount
$5,000
Maximum Loan Amount
$150,000
Minimum Loan Term
3 years
Maximum Loan Term
7 years
Additional Repayments Available
Yes
  • Car Buying Service

    Southern Cross Credit Union has partnered with Motor Scout to offer our members an easy and transparent way to buy a new car with the haggle and negotiation done for you – all for FREE! Motor Scout has over 1,000 dealers across Australia and guarantee to get you the best price on your new car!

    Find Your Car

  • The Little Details

    Products issued by Southern Cross Credit Union Ltd. Any advice given is of a general nature only and is not based on any consideration of your objectives, financial situation and needs. To decide if a product is right for you, please refer to the Summary of Accounts, Access Facilities and Transaction Limits. Eligibility criteria, fees and charges, terms and conditions apply. To help you better asses if these products are right for you please reach out to our team or read through our Target Market Determinations (TMD), designed to help you make an informed decision that is consistent with your objectives, financial situations and needs.

    Credit eligibility criteria, terms and conditions, fees and charges apply. Advertised Fixed Interest rates subject to change. *Comparison rate is based on a loan of $30,000 repayable over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Southern Cross Credit Union Ltd. ABN 82 087 650 682 AFSL & Australian Credit Licence 241000.

We have been with SCCU for over 45 Years and for the last 24 of them with our business as well. The staff are amazing people to do your banking with and the loans division make every buying and selling experience so easy. Our little hiccups have never been a drama for the staff to help us solve and nothing is ever too much trouble to help us along the way to building our business through banking. Their rates are always competitive and we would never consider another bank or financial institution for all our needs. Loyal staff and loyal friends = Best Bank Ever.
Neil & Kathalina
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