Grow Your Business with Us!

Apply for a new Business Loan, Business Vehicle Loan or Business Overdraft by 30th September and we’ll waive your establishment fees*

5.75
%
P.A
Fixed Rate
$375
Establishment Fee
$0
Annual Fee
  • Loan Amount from $20k – $150k
  • Borrow up to 100% of Vehicle Cost
  • Fixed Interest Rate
Product Features

Business Vehicle Loan

Minimum Loan Amount
$20,000
Maximum Loan Amount
$150,000
Maximum LVR
100%
Maximum Loan Term
5 Years
Minimum Loan Term
1 Year
Additional Repayments
Yes
Redraw
No
Principal & Interest Repayments
Yes
Interest Only Repayments
No
Split Loan
No

Business Vehicle Loan

Minimum Loan Amount
$20,000
Maximum Loan Amount
$150,000
Maximum LVR
100%
Maximum Loan Term
5 Years
Minimum Loan Term
1 Year
Additional Repayments
Yes
Redraw
No
Principal & Interest Repayments
Yes
Interest Only Repayments
No
Split Loan
No
Interest Rates

Business Vehicle Loan

1 Year Fixed Rate
5.75%pa
2 Year Fixed Rate
5.75%pa
3 Year Fixed Rate
5.75%pa
4 Year Fixed Rate
5.75%pa
5 Year Fixed Rate
5.75%pa

Business Vehicle Loan

1 Year Fixed Rate
5.75%pa
2 Year Fixed Rate
5.75%pa
3 Year Fixed Rate
5.75%pa
4 Year Fixed Rate
5.75%pa
5 Year Fixed Rate
5.75%pa
Fees & Charges

Business Vehicle Loan

Establishment Fee
$375
Other Fees
Redraw (Online / In branch)
-
Legal Fee (trust deed review)
$132
Discharge Fee
-
Changes to Loan Contract
$150
Direct Debit Dishonour Fee
$15
Break Cost Fee
Refer to Loan Contract

Business Vehicle Loan

Establishment Fee
$375
Other Fees

Business Vehicle Loan

Redraw (Online / In branch)
-
Legal Fee (trust deed review)
$132
Discharge Fee
-
Changes to Loan Contract
$150
Direct Debit Dishonour Fee
$15
Break Cost Fee
Refer to Loan Contract
  • The Little Details

    Products issued by Southern Cross Credit Union Ltd. Any advice given is of a general nature only and is not based on any consideration of your objectives, financial situation and needs. To decide if a product is right for you, please refer to the Summary of Accounts, Access Facilities and Transaction Limits. Eligibility criteria, fees and charges, terms and conditions apply. Your actual interest rate may vary depending on the security offered.

    * Southern Cross Credit Union Ltd. ABN 82 087 650 682 AFSL & Australian Credit Licence 241000. Valid for new Business Loan, Business Vehicle Loan and Business Overdraft applications received from 19 August 2019 to 30 September 2019 and settled by 30 November 2019. Credit eligibility criteria, fees and charges, terms and conditions apply.

We have been with SCCU for over 45 Years and for the last 24 of them with our business as well. The staff are amazing people to do your banking with and the loans division make every buying and selling experience so easy. Our little hiccups have never been a drama for the staff to help us solve and nothing is ever too much trouble to help us along the way to building our business through banking. Their rates are always competitive and we would never consider another bank or financial institution for all our needs. Loyal staff and loyal friends = Best Bank Ever.
Neil & Kathalina
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