What is negative and positive gearing?

When tuning in to media coverage around property and particularly investment properties, there is a good chance you’ve heard the term ‘negatively geared’. Of course, as balance would have it, there is also another relative concept called ‘positively geared’. Put simply, negative gearing is where you’ve borrowed money to invest,...

When tuning in to media coverage around property and particularly investment properties, there is a good chance you’ve heard...

Read More
What are some of the ‘extra’ payments when buying a house?

You’ve been following the market, looking at mortgage calculators, and you’ve got your eye on a house you’d like to make your home. The problem is, you’ve been fixated on the cost of the house. You know how many hundred thousand you’re willing to pay for it, but you may...

You’ve been following the market, looking at mortgage calculators, and you’ve got your eye on a house you’d like...

Read More
Banking Re-imagined has Arrived in Lismore & Mullumbimby

Australia’s Mutual Lender of the Year, Southern Cross Credit Union (SCCU) has re-opened the doors to their redesigned Lismore and Mullumbimby Financial Service Centre (FSC) and it’s catching local attention. At a time when many have had to pull back on spending, SCCU is doing the opposite. Reinvesting into the...

Australia’s Mutual Lender of the Year, Southern Cross Credit Union (SCCU) has re-opened the doors to their redesigned Lismore...

Read More
Avoiding Building Budget Blowout

If you’re knocking up a cubbyhouse for the kids, it’s not the worst thing in the world if you go over budget. An extra set of nails or timber won’t require you to tap into any additional savings. However, if you’re building a new home, those additional costs can amount...

If you’re knocking up a cubbyhouse for the kids, it’s not the worst thing in the world if you...

Read More
Understanding what factors into a neighbourhood’s value

Neighbourhood value may be something you may think of, if only subconsciously. You may have a feeling or a thought about particularly suburbs or regions being more appealing or inviting than others. There are several elements that may go into determining the nature of a neighbourhood value. Being more aware...

Neighbourhood value may be something you may think of, if only subconsciously. You may have a feeling or a...

Read More
Which renovations add value and liveability to your home?

Whether you’ve been enticed by a refinancing option with a low interest rate or you just feel like sprucing up your house or investment property, your list of renovation options can begin to grow. It’s often a great idea to look at renovations that may add to the value of...

Whether you’ve been enticed by a refinancing option with a low interest rate or you just feel like sprucing...

Read More