How our offset account can help you pay your home loan faster

Offset accounts can help you save thousands on interest and pay your home loan faster without having to work extra hard for it. Sounds good, right? Let’s get into it. What is an offset account and how it works? Offset accounts help you save on the interest you pay on your...

Offset accounts can help you save thousands on interest and pay your home loan faster without having to work...

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10 Things You Can Do to Future-Proof Your Finances

Finances can be quite overwhelming, especially in this ever-changing financial climate we currently find ourselves in. To make things easier, our team at SCCU compiled a list with 10 easy-to-follow steps you can take to help future-proof your finances. 1 – Budget like a boss and track your spending Life can...

Finances can be quite overwhelming, especially in this ever-changing financial climate we currently find ourselves in. To make things...

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The investment property guide

Questions to ask yourself before placing an offer With the property market in a growth phase, rental vacancies at all-time lows and staycations replacing overseas travel, many people are considering this as an opportune time to enter the investment property market. Whilst it’s a decision that needs to be based...

Questions to ask yourself before placing an offer With the property market in a growth phase, rental vacancies at all-time...

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How to drive your renovation dollar further

Questions to ask yourself before diving into a renovation For many Australians, the pandemic has increased our appetite for renovating. With more time spent at home, extra downtime and little opportunity to spend our dollars on an overseas holiday, we are looking to make our own space a little more...

Questions to ask yourself before diving into a renovation For many Australians, the pandemic has increased our appetite for renovating....

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What is negative and positive gearing?

When tuning in to media coverage around property and particularly investment properties, there is a good chance you’ve heard the term ‘negatively geared’. Of course, as balance would have it, there is also another relative concept called ‘positively geared’. Put simply, negative gearing is where you’ve borrowed money to invest,...

When tuning in to media coverage around property and particularly investment properties, there is a good chance you’ve heard...

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What are some of the ‘extra’ payments when buying a house?

You’ve been following the market, looking at mortgage calculators, and you’ve got your eye on a house you’d like to make your home. The problem is, you’ve been fixated on the cost of the house. You know how many hundred thousand you’re willing to pay for it, but you may...

You’ve been following the market, looking at mortgage calculators, and you’ve got your eye on a house you’d like...

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Understanding what factors into a neighbourhood’s value

Neighbourhood value may be something you may think of, if only subconsciously. You may have a feeling or a thought about particularly suburbs or regions being more appealing or inviting than others. There are several elements that may go into determining the nature of a neighbourhood value. Being more aware...

Neighbourhood value may be something you may think of, if only subconsciously. You may have a feeling or a...

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The five things every first home buyer Googles

When you’re looking to break into the property market as a first home owner, there’s plenty to wrap your head around. It’s absolutely understandable that you’ll head over to Google to start your desk research on how to go about buying your first home. We answer five of the most...

When you’re looking to break into the property market as a first home owner, there’s plenty to wrap your...

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What is the Government’s HomeBuilder scheme and who is it for?

In an attempt to stimulate the economy, the Australian Government has rolled out HomeBuilder – a $25k grant for those building a new home or substantially renovating their current home. If you’re planning to build, HomeBuilder might mean you can add that extra en suite or guest bedroom. If you’re...

In an attempt to stimulate the economy, the Australian Government has rolled out HomeBuilder – a $25k grant for...

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Fixed vs Variable – what does it mean?

There are several elements and factors that go into determining which home loan product is best for you and interest rate is often front of mind. Even if you’re not thinking about buying a house just yet, you’ve probably heard of the terms ‘fixed’ and ‘variable’ rates on the news...

There are several elements and factors that go into determining which home loan product is best for you and...

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